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Saving lots in pots!

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  • Doris17
    Doris17 Posts: 917 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Hope the vision board is going well.



    "Make Everyday Count"



  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks Doris x

    Well I'm up early today, and the washing is on and I'm hopeful to get it hanging up outside. 
    I have a tutoring session this morning, with a new lady, so looking forward to that. 
    Then I need to do some more work on my accounts. The books are up to date now, finished that bit yesterday. But I would like to finalise the accounts and get ahead, rather than waiting until January!!

    💚💚Gratefuls today 💚💚
    . Getting the washing on and being organised! 
    . Having my healing work ready for the session today, very grateful to have been given a tutee, all the earnings from this go straight to my pension. This was always my unofficial rule for my side hustle (not sure. Side Hustle is the right word!!) 
    . A quiet moment of peace and solitude with a lovely cup of coffee, thank you 

    X

    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi, back from my. Meditation weekend, it was so lovely a small group this time of 15 so we had lots of opportunity to talk to everyone. Lovely meditations and great food and a fab room with a lake view! Everyone is on the same wave length and we all follow a particular meditation guru and all all been to one of his retreats there is much commons ground and the energy just flows. Next one is January, must start a saving out for it!! 

    💫Gratefuls today 💫

    . Wonderful time away to recharge abd reset those batteries! 
    . Wonderful conversations about energy and quantum physics and everything else under the sun! 
    . Delicious food, prepared for me, a lovely treat
    . A double bed all to myself (although on sat morning I did have to get up at 4.30 am for the first meditation, that was hard!!) 

    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Oh that sounds amazing! I love a good deep conversation about energy & quantum physics! Glad you had a lovely weekend  <3
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!


    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
    Total- £1162.23
    Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)

  • Your meditation weekend sounds wonderful!! I keep thinking I should do one...🤔 

    Glad you've got a tutee too - all pennies to the pension pot are helpful!! 😁
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 10 October 2024 at 10:44PM
    Your meditation weekend sounds wonderful!! I keep thinking I should do one...🤔 

    Glad you've got a tutee too - all pennies to the pension pot are helpful!! 😁
    It really was a great w/end.
    Thanks left at the traffic lights x

    I did a really really good job today. 
    I completed my accounts and filled my tax return 🎉🎉🎉🎉🎉
    Go. me,
    Last years was filed in Jan , so I am very happy to get that job done.
    There is some tax to pay, but last year I paid it and then a few weeks later they refunded it. So I'm going to wait a bit and see before handing over my lovely money!!

    Today had been a good day, fab meditation, I gathered lots of my healing bits and. Bobs and took photos in the garden I hopes that I might finally get round to putting a website together! Also added a bit more to my vision board. This has been a good exercise on helping my focus on wants and goals. 
    I also signed up for some online courses which seem ok. There not terribly in depth, but look to be what I want right now! 
    And I'm looking into another course which is much more expensive, but it would allow me to take my healing work in a new and very exciting direction, so when I have saved up this will probably happen! It's good to get excited about new possibilities and directions. I feel all fired up and ready to make my way in this feild, I've been gently dabbing my toes now I'm going to go deep sea swimming hahaha 🐟🐟🐟😂

    🙏Gratefuls today🙏
    . The sun peaked out long enough to make nice photos
    . Good 50 minute meditation, so lovely I didn't want it to stop!
    . Feeling inspired by others in my field of healing work who are doing such great things, making me want to get more involved in this cutting edge work. 
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Very writer day today, gent very tired. DH took the day off and had driven up north to visit uni boy. Who unfortunately has a nasty  cold. I would have loved to go too, but couldn't leave the dog and DD1 for 2 nights. So I had to make do with a video call when he arrived!
    I have however nearly finished one of the 3 courses I signed up for and started both of the others, both are I not more involved and longer than the first one, but it was a nice refresher. 

    I added £42 and £30 to my envelope challenge today, so that's still coming along. Also managed another £50 to the pension pot this week. But still spending way too much! 😩😩

    🩵🩵Gratefuls today 🩵🩵
    . Made a delicious beef stew with dumplings for tea. First proper winter meal and haven't made dumplings for years! 
    . My new handbag from vinted arrived about a week ago and I have now transferred by bus and pieces over. It was a fossil bag new with labels for £16, it's really nice and I'm very happy as I have looked for quite a while as current bad is becoming quite grotty and worn. 
    . A quiet weekend ahead! Tomorrow I'm collecting something  from FB market place to test out an idea and then later I'm going to do a waking meditation at the beach. Should be fun!! 

    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I had a sort out of my pots and changed a few around, my tax saver money is now in a savings account with the sane bank the work money goes in, which maked more sense esp as the interest rate is higher than it was. I have also reinstated the health pot which I stopped for a while, but I have done dental work coming up and also I need to get my eyes tested, so I really do need this pot!
    Ooh and I got a new credit card, The one I got first was the only place that would accept me because I haven't had a credit card or loan and Being self empoyed meant no one would agree to give me a card! But the place that did allowed me £1200 and then upped it to £2000. But annoyingly the Apr was huge. And even more annoyingly it seems to have developed a problem in letting me pay it off!!
    So anyway I have a new one and it's. £5000 and it's connected to another bank that I already  have an account with. So soon I will cancel the first one and get rid of the app!

    I'm not planning to spend on the new card except for petrol. But I am going to go to a retreat next year and it will be very handy to have a higher level for that and then pay it back from the various pots. 
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Saturday, lovely quiet day, picked up a digital photo frame from FB marketplace, brand new in box for a tenner, i have a healing project to try out which I'm really excited about. Except being useless at tech I couldn't fathom how to get the images onto it. It is a usb cable but I can't see how to send the pics over. I will try again. Unfortunately I can't put a memory stick it's only sd card or USB cable.
    Hopefully I will work it out tomorrow, or DH will have a go when he comes home. 

    💜💜Gratefuls today💜💜

    . Autumn leaves everywhere, looking so pretty 
    . A sneaky. SM curry to fir tea! Yum
    . My inhalers, it's that time of year for me when I need them, so grateful for them. 
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Sunday,
    Medidtation done, really lovely one 
    2 hours of gardening done
    Tools cleaned and ready for work tomorrow
    Made soup (and eaten, plus DD had some 😁 and DH, DS1 had 5 sausages and no soup!!!)
    Now, I'm cold so just lit the wood burner! 

    Other than a roast dinner, not doing much, maybe some of my course

    ✨✨Grateful s today✨✨
    . My lovely woodburner with free heat as the wood is all from the garden
    . My new privet hedge, back in Feb we had to dig out metres and metres of the box infested box hedge. But I have to say the privet is coming along leaps and bounds and it's already a screen, all be it not very dense, it's done well. 
    . Chocolate, yum, a week deserved cuppa and a bit of chocolate xx

    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
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