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Escape to the country & living off savings
Comments
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Is your leisure centre any cheaper if paid for a year in one go?
You've done so well with budgets since retiring and stress levels have reduced too.
Think a lot of us have vit deficiencies. I've taken multi vits since the 'scripts ran out, ensuring they have what I was prescribed.
Savour the cuddles!Mortgage started 2020, aiming to clear 31/12/2029.1 -
Thanks MF ☺️The annual membership for the leisure centre is £340.45. Membership can only be cancelled for medical incapacity, redundancy or relocation.I have “no contract” monthly membership cost £32.50 (x 12 = £390) & price for life meaning it will never go up. If I was to take this out now it would be £36 a month. I will stick with this so I can easily cancel if necessary with 1 month notice. I don’t want to be tied into an annual contract.I will pop out this morning for birthday cake for my friend as we are meeting up for a cuppa this afternoon. I am treating her to lunch out next week instead of a gift.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Feeling dreadful this morning. Have been snuffly & nose running yesterday. Chest aching today. I have cancelled aquafit. Just having a cuppa and some paracetamol. Have been awake on and off since 2am. Hopefully will get some more sleep.I sent my meter readings in on the 31 Jan so just waiting for the bill to be produced.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Oh no sorry to hear you feelin under the weather SYA - rest up much as you can & get some vit c x bless you feel better xxLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.1 -
Poor you SYA sounds pretty much like the same bug i've just had, rest & keep warm !1
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Hey @thriftylynny - there is a savings session between 5 & 6 pm this evening. But it’s paying alot Less than normal - £1.75 per kWh saved when it has been £2.25 per kWh in the past.thriftylynny said:Poor you SYA sounds pretty much like the same bug i've just had, rest & keep warm !
don’t think gonna bother at that rate tbhLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.1 -
Ah thanks SQS I'll go & opt meself in ! Don't laugh I've only made £7.96 total since the start ...gonna switch freezer off this eve !!2
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We always switch the freezer off LOL 🤣 every little counts 👍🏻👍🏻Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.1 -
Evening all. The back of my nose & throat are on fire and feeling shivery 🤒
My friend from down south just rang & I realised I have laryngitis as I can hardly speak or even murmur a conversation, so she just talked at me for 20 minutes 😆
Sorted 2 boxes today. One has my wedding album & cards. Couldn’t bring myself to chuck it out & enjoyed looking at photos of my family, many of whom are no longer with us. Anyway they are stored away now for DS eventually unless I decide to bin them in future. The other box had lots of duplicate blurry photos & negatives so I binned lots, including my 18 & 21 birthday cards, my wedding headdress (squashed & faded… a bit like my marriage lol 😂) I kept baby bits & pieces and baby cards / first birthday cards, almost 29 years old, which are now boxed & labelled for DS. Most of it sorted while laid on the bed / sofa. Only one box left to sort in my bedroom.Had some pulled pork for tea from the freezer with veg & gravy which only needed warming in the microwave, so at least I have managed to eat something.Just going to take some paras and off to bed. Hopefully will be able to get some sleep.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Slept until 2am & dozed back off after a trip to the bathroom until around 5. Have had a glass of peach squash with cold water from the fridge and my throat is not as sore today just dry. Am just going to have a cuppa then hopefully a bit more sleep. My ears feel like they are stuffed with cotton wool but I feel ok laid down in bed.Plan to rest as much as possible today. Just need to do some batch cooking before chicken fillets in the fridge goes out of date. Will make fajitas, chicken and peppers in black bean sauce & salt and pepper chicken. If I don’t feel up to cooking I will just freeze the chicken and cook them another day.Still waiting for the gas and electric bill to be created and my credit card bill next week so I can move money from pots to pay it off in full. Bit of a slow start to February0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15
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