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Escape to the country & living off savings

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Comments

  • KajiKita
    KajiKita Posts: 10,113 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Oh crikey, I hadn’t realised it was quite that close to happening.

    Wishing the new people every happiness in their very special new home and sending huge hugs to you and your sister x I’m so glad you were able to share lovely memories with each other. ❤️

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 32 books of target 52 in 2026 as @ 17th May. 
    Produce tracker: £119 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Tresinia511
    Tresinia511 Posts: 393 Forumite
    100 Posts First Anniversary Name Dropper

    Sya, well done on completing this very sad but inevitable journey. Now you can focus on the healing and hopefully calmer waters ahead x

  • SuzeQStan
    SuzeQStan Posts: 2,188 Forumite
    Fifth Anniversary 1,000 Posts Homepage Hero Photogenic

    wonderful, albeit bittersweet, news SYA - must say I’ve learned so much reading your diary about the process you have been through. Please take care now and rest / recuperate. 💐

    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • jwil
    jwil Posts: 23,503 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Glad you were with family, it must have been an emotional day xx

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • SuzeQStan
    SuzeQStan Posts: 2,188 Forumite
    Fifth Anniversary 1,000 Posts Homepage Hero Photogenic

    That is lovely news SYA - and glad you had good visit with your sister 🥰

    and well done on the CS bargains- my m&d are over visiting for DM’s 80th birthday so we are shortly off to the town that now has more than 24x chazzers (😳🤣) I am determined to get them to love CS shopping - might have a struggle on my hands with them but will do my best! 🤞🤞

    Hope the weather is beautiful where you are like it is here.

    Big big hugs to you have a lovely day ❤️

    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Skint_yet_Again
    Skint_yet_Again Posts: 9,053 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!

    Had a lovely day yesterday with niece and little lad. Warm sun but cool wind.

    Today is grey cloud at the moment. I feel tired today so am having a day at home. Will do some batch cooking and cleaning. My friend is coming round for a cuppa and chat this afternoon.

    Interest certificates are now online for year end. As I have no income it is all covered by tax allowance apart from ISA which is not taxable.

    Interest 5/4/26

    Regular saver (now at max balance) £271.26

    Long term savings £102.38

    Bills etc account £26.14

    Cash isa £26.16

    1 year bond £1444.55

    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Tresinia511
    Tresinia511 Posts: 393 Forumite
    100 Posts First Anniversary Name Dropper

    Sya not a bad little haul for extra income, free money!

  • Skint_yet_Again
    Skint_yet_Again Posts: 9,053 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!

    It brightened up into a lovely sunny day yesterday ☀️ Lamb casserole in my slow cooker with butternut squash, courgettes, red pepper and a jar of Moroccan sauce from aldee. Pottered around at home, did a bit of sadmin then spent the rest of the day in the garden. Found the sprayer in the shed & sprayed the weeds. Cut back the budlea and garden waste bin put out for collection. My friend popped in for a cuppa and chat.

    Today I am going to aquafit. Then out for lunch with friend and buy some bark for my border, hopefully it will suppress the weeds. Saturday I am doing a tip run. Then to friends for a cuppa in the afternoon. Sunday will be a rest day. Monday my niece & little lad coming to mine for lunch. Tuesday is aquafit & friends for a cuppa. Wednesday is visit my estranged sister with final items from dads that she wants and get her bank account details for paying out estate on Thursday. Friday is my hospital appointment. Then hopefully will set off to see DS & gf & golden girls 🐕🐕down south for a week and catch up with my friends

    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Tresinia511
    Tresinia511 Posts: 393 Forumite
    100 Posts First Anniversary Name Dropper

    Busy week ahead! Make sure to fit in some down time along the way. Out of interest, does your council collect green waste for free? Ours used to but then started charging a nominal fee about 3 years ago which has quickly escalated into a bigger cost, of course!!! As a result some neighbours now " share" their bins

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