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Escape to the country & living off savings
Comments
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Thanks Suze 😘 I haven’t got the brain space at the moment to process things other than the house and finalising the estate. It’s been just over 12 weeks. Once we’ve exchanged everything else should fall into place.
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Good luck with exchange.
2 -
Sorry to hear about the health issue on top of everything else. I hope the house sale and estate settling goes smoothly after this point and then you can focus on you. As others have said, we are here for as much as you need us. Hugs x
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 32 books of target 52 in 2026 as @ 17th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Thank you all for your support 🥰
We have exchanged 🎉🥳
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p18 -
Huge congratulations on the exchange!
Sorry to hear about the health issue.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Whoop! All parties are committed! 😊
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 32 books of target 52 in 2026 as @ 17th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
great news SYA - really happy to hear about the exchange going ahead - well done to you after all your hard work. You have done your DF proud ❤️
Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
This is such great news sya, a relief and mixed emotions. But now you can re organise, reprioritise, and that should be on yourself. Well done for getting there x
3 -
Very pleased to hear you've now exchanged. I'm sure you still have mixed feelings about it all but will hopefully get some sense of 'closure'… then you can focus on taking care of yourself for a bit. Sending hugs for health issue & hoping for the best for you 😘
FDF savings target = £20k by 31 December 2027...87 weeks to go!
31 Oct 2025 = £8217.86, 30 Nov 2025 = £9463.40, 31 Dec 2025 = £9785.81 [b,] 31 Jan 2026 =[/b] £10.476.12, 28 Feb 2026 = £11,060.63, 31 March 2026 = £11,493.44 April 2026 £11,889.603 -
Thank you jwil KK Suze Tresinia & Arrietty 😘
The floodgates opened this morning 😭 I think I have been holding it in. Two weeks and then we should have completed & closed all accounts, paid final bills and ready to distribute the estate.
I am going to stay with my sister and then will be going to see my DS & friends down south depending on what happens with the medical stuff. I will speak about that once I have definite answers.
Today is grey and rainy. I am going to the post office to send a sadmin letter recorded delivery. Off to friends for a cuppa this afternoon.
I’m not going back into dads until next week for final visit 😢 Hard to say goodbye to the family home after over 50 years but we have photos and memories. I’m going into the city on Tuesday with my friend to visit the other banks. I will be resting for the remainder of the weekend and reading a new book I picked up yesterday in the community phone box library❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p17
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