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Escape to the country & living off savings
Comments
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Ordinary_Yet_Unique said:Are these two pensions linked? Can't you take Pension A Option 1 and Pension B Option 2?
No.Its option A or B0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
I will have a small pension (being sorted) that is DB and will be just a few hundred pounds a year. I'm going to use the money for a treats fund and will have fun planning my treat. I like that I will have it forever
Glad you have a regular place for F&Cs with DFIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Great idea dia ☺️
Really enjoyed trip to the city. Fish and chips, mushy peas and pot of tea £8.50 each. DF paid. I spent £6 on bus fare and £7.50 on half price shoes 😁 at D mann. Lovely warm sunny weather. Have been sat in the garden reading a book since I got back.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Sya, nice to be in the garden with a book. Is it all sorted now?
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Do you mean the garden Tresinia ? I wish it was. Have chopped back the bushes near the fence. DF is coming down tomorrow to remove the paving which was the base of the shed. Then we can check the measurements again and go to see the fencing company to order posts, gravel boards and fence panels. Once fencing is done I will see how much money is left and decide what to do about plants & seating0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Lovely sunny morning. 6 Slabs lifted with help from DF. More pruning. We sat and had a cuppa outside then DF left to go to his allotment and I went to aldee. Just a few things for over the weekend £15.40. I am cooking a roast on Sunday for DF for Father’s Day.Remaining in current account £133.73 =Groceries £40 x 2 =£80.00
petrol £10 x 2 =£20.00
entertainment £33.73
Off to my friends this afternoon for a cuppa. Aquafit tomorrow, then my niece is coming to visit with little ‘un0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Have a lovely afternoon.
"Make Everyday Count"2 -
Sounds like a lovely weekend coming up sya2
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Excited you are getting back into sketching SYA - great idea to begin using it for planning your garden. Sounds like you have quite a lot sorted so far. You can get alot of materials free from places like visage volume marketplace, oli@, tr@sh nothing etc. you can put up wanted ads for free as well if you need something specific.
sorry not posted on your diary a couple days - have caught OH’s flu sleeping the days awayLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.3 -
Thanks Doris, Tresinia and Suze 😊 Sorry to hear you have / had flu Suze sounds like you are getting plenty of rest hope you feel better 😘
Ive been looking at outdoor rugs as a possibility for covering the cracked concrete outside the back door as a cheaper/ easier option. Also looking at click together pvc / composite deck tiles. My friend is keeping an eye on visage volume marketplace (😂 love this Suze) for meAquafit this morning then looking forward to seeing niece and little lad. I have a bag full of toys from my other sisters decluttering (her child is 18!) including a tea set so we may end up in the garden with water getting wet! Warm sunny day so far. Tomorrow I am cleaning my oven. I have been putting it off but I’ve had one of those shelves in a bag cleaners for months and bought some muscle spray for inside and the glass door so hopefully should be fairly easy. Famous last words and all that 😉0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13
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