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Escape to the country & living off savings
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I have told myself I am just going to look Suze 😂 I will let you know if I buy anything
Hope you manage to get in a class dia 😁 We have 30 in a class and it gets booked up really fast. The leisure centre has an app and can be booked a week in advance so I booked this morning for next Tuesday! It really helps my back and neck. I’m always hungry when I get out so by all means get a cooked chicken or other quick meal 😆 I often get home and have a tin of tuna & cheese salad with an apple if I don’t get a chicken, or ham & cold boiled egg salad or warm up some soup from the freezer.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Cold cloudy morning. Friend picked me up in her car and we went to Jy sk and the r@nge and b n m. I only bought no added sugar jelly 😆
We called off at a pub on the way home and I had burger and salad and coleslaw plus diet cola £16.99. Food was ok but a tad expensive when no better than spoons or cheaper local pubs.Called into DF’s this afternoon to see niece and little one. He was very grumpy so she didn’t stay long.Have phoned the council and arranged free repair of my recycling bin as the lid is broken off on one side. They should be out in the next few days. My neighbour is in my garden painting his fence. I’m resting on the sofa 😆
I have had an email from the bank to advise all their interest rates are coming down including the regular saver. 😕 My other fixed rate accounts are elsewhere and will not be affected.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Sounds like a MSE day SYA! Send some cold weather here pls it was stifling all last night. Had all windows open till dawn chorus at 4am.Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.3 -
Sya, I think the interest rates are generally on the way down. Fixed rates are such a boon3
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Yes, I had the same notification about interest rates going down.
Your day sounds good...a nice balance of things and as @Tresinia511 says, very MSEIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Cold day here again Suze. Sun just starting to burn off the clouds now. Yes interest rates are on the way down Tresinia, I think they will go down again. Thanks dia I’m trying to get the balance right 😊
I phoned the optician this morning and my new glasses had arrived so I went through to collect them. The every day ones were great but the sunglasses have had to go back. The tinted lenses were uneven and patchy 😕 Now waiting for replacements.I have aquafit in the morning then down to my friends for a cuppa. Next week I have a haircut and carpet being fitted, then off to my sisters for the bank holiday weekend.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Problems with the internet yesterday. Website said local mobile mast under repair. Seems back to normal today.Grey and cloudy here this morning. Supposed to brighten up later. Towels are swishing in the machine to be hung out. Bathroom has been cleaned and bedrooms hoovered. Just having a cuppa then I’ll start ironing the new curtains for spare room.I put £10 petrol in the car yesterday for next week. Should only need another £10 petrol to last to the end of the month. Current account remaining = £91.99. So that leaves £81.99 for food & fun.My friend is taking me out for brunch on Monday at spoons in small town. I need to get a birthday card for friend down south but will use birthday pot. I already have second class stamps. Aquafit on Tuesday. Haircut Wednesday, carpet fitting Thursday, off to my sisters on Friday. Looking forward to a weekend away.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Yay to the food and fun budget - you live so well SYA. Don’t be working too hard today - it’s gonna be a hot one! 🥵🥵
Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
A busy week ahead then away? Sounds goodIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Thanks Suze and dia 😊
Problems with my mobile internet again last night. It was showing 5G and only 1 bar signal. I switched my settings to 4G and the service improved. My provider doesn’t do 5G in this rural area so I’m not sure what’s going on.Cooler this morning so I have done an hours gardening / weeding. Green bin is now full ready for collection this week. DF has brought me 2 tumbling toms so they are planted up, one in a hanging basket and one in a big pot. Just having a cuppa then I will iron the second curtain for the spare room. Curtain 1 was ironed and hung yesterday.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15
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