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Escape to the country & living off savings
Comments
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You are doing soooo well. Regardingt he Sky bill, if it is not in your name I would ignore it. You could write to them if they write a posted letter and say you are a different person but if it is on the internet it is a scam as i am sure debt companies send letters. I had a weird message a while ago and it looked so convincing. I wish these horrid scammers would go away.
Enjoy your weekend. It is boiling down here. We are finally having a tiny drop of rain. Everyone's grass looks like straw. lolAiming for a minimal spend 20221 -
The budget is good. Consider swapping TV-L to annual payment.
All the fruits, aside from banana, can go into water or fizzy water for natural flavours; squash or cut the grapes first.
Have a lovely weekend 🤗Mortgage started 2020, aiming to clear 31/12/2029.1 -
Thanks for sharing your budget. I expect mine will be similar. I spend more on food but don't have a car. You have some savings behind you so I would need to build an emergency fund prompto.
You are sounding happy. What with @MovingForwards, the savings threads are the place to go to for the feel-good factor!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Thanks SW, MF and @doingitanyway
I have started painting the dining area of the kitchen/diner. DF is helping. Ceiling and coving done. One coat on the walls. Paint was all bought on offer after moving in. It will need a second coat on the walls.I’m continuing with the healthier eating. Shopping this week was £42.37 including loo rolls. The weather has been cooler and I have started walking daily. Just 30 minutes after dinner at the moment but I feel better for it.Today I am looking forward to going out for lunch with my old school friend.I’ve been hearing about the large increases in car insurance. Mine is not due until December. Last year was £205.91 with a £35.70 refund when I moved to my new home. So I may need to check the annual bills pot to make sure I save enough. I have also realised I did not tell them that my car is now kept off the road / on the drive so I will ring them this morning.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Had a lovely lunch out with my friend. She insisted on paying. I will pay next time we go out. I had roast beef carvery 😋 Passed on the yorkshire pud & stuffing and had more veg instead & 3 small roast potatoes. Was still stuffed but not bloated or sleepy like usual.This afternoon I have been batch cooking. Curried parsnip soup in the slow cooker. Two trays of roasted veg and tandoori chicken in the oven. Chicken & chickpea & butternut squash curry on the hob. I will have some soup for tea and the rest will be portioned up and frozen.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Well done for getting 30 min walks under your belt. How'd you turn down yorkie pud and stuffing 😮
Batch cooking sounds yummy and filling meals.
Budget an extra £100 as we have similar cars / insurance costs and you should be ok.Mortgage started 2020, aiming to clear 31/12/2029.1 -
Thanks MF
Had a lovely weekend visiting my sister. Back home now. Planning to go food shopping tomorrow. Struggling on the low sugar, less carb diet. Hungry all the time 😐 Eating more fruit and veg, lean meat & cheese, pulses and chickpeas.Went to see my old school friend for cuppa and chat this afternoon. Managed to resist a chocolate biscuit and walked home the long way, up the hill to the church and back down round the edge of the village.
Not sure I like this new layout on the forum. Harder to navigate and still can’t see who has left the thanks on my mobile.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Have booked onto aqua fit class for next Friday. This week is fully booked. Dug out my swimsuit and it still fits. I feel really nervous about going but I know I need more exercise. Cost is £7.90 a week 😳 but I have spare in my monthly budget to cover.Went shopping and spent £29.33 in aldee on food & washing up liquid. Bought a birthday card 99p and 4 x first class stamps £4.40 which I will pay for out of the birthday/xmas fund.Food shopping was fruit & veg, wheat shreds cereal, 4pt skimmed milk, steak mince, pork medallion steaks, eggs, ham, tin tuna, 2x tin pilchards, seeded loaf, decaf tea and a huge butternut squash.
I am going to make stuffed marrow (marrow from DF allotment) and some meatballs, plus in the slow cooker I will make pork casserole & butternut squash soup.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Hiya SYA - hope you don’t mind me commenting 😊
am sure you will have a blast at the aqua aerobics! One tip - I always wore socks to
help against slipping in the pool - & some pools have a rough floor surface that can be hard on your feet which the socks help.
meals sound tasty - butternut squash soup yum! Do you put a bit of pepper in that? What is your recipe pls 😊Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.1 -
Hi @SuzeQStan thanks for popping by 😊 Comments are welcome.
I make butternut squash soup by adding chicken stock from a cube, half an onion and half a yellow pepper on low in my slow cooker. Then I blitz it with my hand blender and add salt and pepper to taste.Had a lovely walk round the edge of the village today. 45 minutes and it stayed dry with a nice breeze.Hopefully no rain tomorrow as planning to go to a nearby country park with DF for a walk.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14
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