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MeandO's money-shuffling
Comments
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£3.11 sent to the savings pot from a TCB payout.Mortgage at highest: £132,500 Now: £52,197.80
Mortgage OP’s: £25,909.56
OP targets 2026:
Sub a/c 1: £507.93/£2402.79
Sub a/c 2 £1479/£1479 ✅
Sub a/c 3: £1062.15/£1062.15 ✅
Sub a/c 4: £750/£750 ✅2 -
£9.11 shuffled to the savings pot from the main account.Mortgage at highest: £132,500 Now: £52,197.80
Mortgage OP’s: £25,909.56
OP targets 2026:
Sub a/c 1: £507.93/£2402.79
Sub a/c 2 £1479/£1479 ✅
Sub a/c 3: £1062.15/£1062.15 ✅
Sub a/c 4: £750/£750 ✅2 -
YNAB updated, the account is looking rather empty but CB is due on Monday then it's payday on Friday and I did a 'big shop' in Aldi last night so we have plenty in. I also rejoined Slimming World last night, I really need to lose weight and so the big shop included lots of veg and healthy foods.Mortgage at highest: £132,500 Now: £52,197.80
Mortgage OP’s: £25,909.56
OP targets 2026:
Sub a/c 1: £507.93/£2402.79
Sub a/c 2 £1479/£1479 ✅
Sub a/c 3: £1062.15/£1062.15 ✅
Sub a/c 4: £750/£750 ✅1 -
£20 made from a vinted sale today and another item listed on there which will hopefully make £10.Mortgage at highest: £132,500 Now: £52,197.80
Mortgage OP’s: £25,909.56
OP targets 2026:
Sub a/c 1: £507.93/£2402.79
Sub a/c 2 £1479/£1479 ✅
Sub a/c 3: £1062.15/£1062.15 ✅
Sub a/c 4: £750/£750 ✅1 -
£20.12 transferred to the savings pot from a spin promotion. New total now £2676.14.Mortgage at highest: £132,500 Now: £52,197.80
Mortgage OP’s: £25,909.56
OP targets 2026:
Sub a/c 1: £507.93/£2402.79
Sub a/c 2 £1479/£1479 ✅
Sub a/c 3: £1062.15/£1062.15 ✅
Sub a/c 4: £750/£750 ✅2 -
£8 sent to savings from another small win & the second vinted item sold overnight so that’ll be another £10 in the pot when the funds are transferred to me. I also listed an item on eBay yesterday for £17 which has sold already so around £14 profit after fees and postage.I’ve been very kindly gifted £500 by my wonderful parents who have recently done the same for my siblings. They are worried about us and the rising costs of everything and despite me saying I’m doing ok they are insistent, so I have told them I will either send it all to the mortgage or split it between the mortgage and savings, I’m not sure which to do yet.Mortgage at highest: £132,500 Now: £52,197.80
Mortgage OP’s: £25,909.56
OP targets 2026:
Sub a/c 1: £507.93/£2402.79
Sub a/c 2 £1479/£1479 ✅
Sub a/c 3: £1062.15/£1062.15 ✅
Sub a/c 4: £750/£750 ✅2 -
That’s kind of your parents.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£2000
365 day 1p Challenge 2026 £667.95/£165
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php1 -
It really is enthusiasticsaver. I feel guilty and I’d much rather they spend their money on themselves tbh but I am obviously grateful. I just want it to go to the best possible use.enthusiasticsaver said:That’s kind of your parents.Mortgage at highest: £132,500 Now: £52,197.80
Mortgage OP’s: £25,909.56
OP targets 2026:
Sub a/c 1: £507.93/£2402.79
Sub a/c 2 £1479/£1479 ✅
Sub a/c 3: £1062.15/£1062.15 ✅
Sub a/c 4: £750/£750 ✅1 -
The £500 has cleared and I decided to pay it all off my mortgage, so the total now stands at £72,485 with £859.45 OP'd so far this year and £7125.76 OP'd in total.
Mortgage at highest: £132,500 Now: £52,197.80
Mortgage OP’s: £25,909.56
OP targets 2026:
Sub a/c 1: £507.93/£2402.79
Sub a/c 2 £1479/£1479 ✅
Sub a/c 3: £1062.15/£1062.15 ✅
Sub a/c 4: £750/£750 ✅5 -
What a great gift from your parents. It can be hard to accept, but maybe they feel they prefer to see you safe and secure now, rather than when they can't. X£2699 credit card (£3848 01.02.23)
£1023 Ski fund (cash back, interest, ebay sales only). Used in April 23
£39.75 Italy fund (cash back, interest, ebay sales only1
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