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MeandO's money-shuffling
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sugar-walsh said:Definitely ask your Dr, I joined a b12 group on Facebook, it really opened my eyes.
Sorry to hear you have covid, wishing you a speedy recovery.
Would love to know which sites you've found your free spins, I did a little search for threads on it, but didn't find any. Off to Google!
Have a good weekend.Mortgage @ 03/2019: £125,000, Now: £51,706.16
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.551 -
£29.99 made on the last spin offer I’m doing so I’ve sent another £30 to the savings.Mortgage @ 03/2019: £125,000, Now: £51,706.16
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.551 -
I forgot about the £67 energy credit payment going into the account and one of the weekend's wins has hit the bank so I've just sent £115 to the mortgage as an overpayment. I debated whether to save it or OP it but by OPing it has now taken the mortgage down into the next £1000 bracket so makes me feel a bit better. It's now at £72,985 and I'm aiming to get it into the £60K's by the end of the year. Without OP's, approximately £300 a month is paid off after the interest is accounted for so if I can OP another £285 it should be in the £60,000's.
Mortgage @ 03/2019: £125,000, Now: £51,706.16
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.551 -
Tha ks for your reply. I had a go at 1 and did OK, so will have another go.
Sounds like you've had a good few days, and love hearing about your mortgage ops , what a difference it makes. I'm using the same approach to our credit card, paying lots of small amounts, daily if I can, it's the only way I can get it paid off.
Right, you've inspired me to get on with more selling this week.
Have a good one.£2699 credit card (£3848 01.02.23)
£1023 Ski fund (cash back, interest, ebay sales only). Used in April 23
£39.75 Italy fund (cash back, interest, ebay sales only1 -
Well done on the mortgage op. Hope you recover from Covid soon.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
Thank you sugar-walsh and enthusiasticsaver xx
sugar-walsh, just make sure that the wins are payable as cash and you don't need to wager them X amount of times. I only did the ones that meant I didn't have to wager anything and the bonus was payable as cash. Good luck! xMortgage @ 03/2019: £125,000, Now: £51,706.16
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.550 -
Another order from my Etsy shop today which cheered me up and I've just started to make it. It's been a really difficult day today for a few reasons and so a bit of creativity at the end of the day has been very much welcomed. Making things always makes me happy, it's definitely my therapy. I will be picking up some more offcuts of wood over Easter from a family member so I will be able to make some more products and get them in the shop thereafter, I'm looking forward to hopefully ramping things up a bit.
The airfryer has been returned so the refund should be credited soon too and I can then request the refund from the credit card of the positive balance which will be around £90. I'll send that to the savings.Mortgage @ 03/2019: £125,000, Now: £51,706.16
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.554 -
Just found your new diary MeandO. Congratulations on getting down into the next thousand bracket. Your determination always shines through and is such an inspiration.
Hope your mum is ok after the fall.
Daffodils are such cheery flowers…good idea to get some and enjoy their vibrant colour.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Thank you for your kind words HSL2 xx
Mum continues to be in more pain than most could bear daily unfortunately but is deemed to high risk for surgery so it's not the best of situations.
I've re-stocked my £1 daffodils and have a new vase full in the kitchen, I just love them. Unfortunately my bulbs only seem to have sprouted one actual daffodil this year, the rest are just green stalks!
Mortgage @ 03/2019: £125,000, Now: £51,706.16
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.551 -
Last week's Etsy sale funds hit the account yesterday and yesterday's sale will reach the bank next Monday. I'll send the funds to the savings shortly and update totals.
It's a lovely sunny day here so I've got a load of washing in the machine to hopefully dry on the line later. It really helps my mood to see the sun shining.
Have a good day everyone xxMortgage @ 03/2019: £125,000, Now: £51,706.16
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.551
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