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Nationwide 5% cashback on supermarket spending
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MouldyOldDough said:How do we know that a purchase has been registered for the 5% cashback ?They claim to pay out in 6 weeks but not all stores in a chain qualify - this seems a bit of a cop out - open to interpretationplus it says "Whether you do your shopping at Tesco, Sainsbury's, Asda or Aldi. Or if you shop at Morrisons, Lidl, Waitrose or the Co-op. These are just some of the shops likely to be included."What does anyone else think ?0
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I wonder is there anything on the TCs that prevent people to earn cashback in more than one account? Say you have two Nationwide current could you earn from two accounts 2xgbp10 when you spend 2xgbp200?0
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pantaiema said:I wonder is there anything on the TCs that prevent people to earn cashback in more than one account? Say you have two Nationwide current could you earn from two accounts 2xgbp10 when you spend 2xgbp200?1
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wmb194 said:RG2015 said:flaneurs_lobster said:I thought Waitrose and F&M were in?
However VISA may categorise them as posh nosh rather than supermarkets, grocery stores or convenience stores.Paddle No 21:wave:0 -
I have a CC with NatWest which pays 1% for supermarket shopping (0.25% on the rest).
I am working on the basis that if NatWest recognise somewhere as a supermarket then Visa (and thus Nationwide) will too. So far I have used it for a couple of very small shopping baskets and am willing to chance not getting anything for using Nationwide DC in place of the NatWest CC but actually expect to get what is actually an extra 4%.0 -
Don't see me rushing to buy too much extra shopping, however its another welcome little extra I guess.
I do an online order for family with Iceland every week, that alone will push it near the £200 limit.
Currently getting 10% off any Spar purchases with a Halifax account so really other than Co op (many near me are 'Midcounties/Your' Co ops which I dare say could fall into the 'chain' category) almost every shop I visit should earn me 5% back.
Be good if they sent you an up to date list of your 'earnings' so far like Halifax do but even so, for the sake of using a different card (s) than I would normally do its well worth it.0 -
ZeroSum said:I still haven't been officially told about this. No emails, no app messages etc.1
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ZeroSum said:I still haven't been officially told about this. No emails, no app messages etc.I consider myself to be a male feminist. Is that allowed?0
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GibbsRule_No3. said:wmb194 said:RG2015 said:flaneurs_lobster said:I thought Waitrose and F&M were in?
However VISA may categorise them as posh nosh rather than supermarkets, grocery stores or convenience stores.
For example
why are stand alone M&S food stores apparently excluded?
can they differentiate between Waitroses and John Lewis purchases when they are part of a single store such as Oxford St?
how can they tell you have spent cash on food in Morrisons - or spent in store at the cafe which Morrisons run. The rules refer to instore concessions - fine for Costas say in Tesco - but presumably if the supermarket runs the cafe itself that is eligible?
Honestly - why not just do what the co-op does and say any spend on a debit card is eligible and if necessary cut the cap. One might suggest non essential non food retailers need more help in the current climate than food ones - so it would help the wider economy (which is what mutuals are there for supposedly)?
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