We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Keeping afloat till I can get round to the debts!
Options
Comments
-
Ticking over is good, and is all that needs to happen really!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
-
Still plodding.nine days till payday. Not too much to report as everything is so chaotic at home, work school I've not had chance to check where I'm up to. Some self care and home admin time needed I thinkJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
My online banking hadn't worked for a few days. Not sure why as DH was fine. Got back in today but need to assess properly on Monday I think. 6 days till payday. Today low spend as swim lessons then a free activity only requiring parking. Sun's out which is nice but got boring house repairs to get done tomorrow. Wish me luck!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Good luck with the house repairs
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Thankyou. Busy busy and now feeling utterly knackered. And endless flat pack... I think I did sort of okay though. It took me triple the recommended time to build for each item but i.am.a novice and there was one of me or one plus child to build it so in all fairness I'm super proud of myself. Next time I will win the lottery however and buy better quality stuff or pay someone to build it ha ha.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Signature has been updated. We still owe way more than we did earlier in earlier diaries but we have broke the 20k barrier!
We are soon to break the 70k barrier for mortgage and more importantly the pots for Xmas, car, annual bills and e fund all have something in them again. Small amounts but it's a start. The light bulb is well and truly back on and we are back on the debt busting bandwagon.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...4 -
And I've finally got around to ordering a new bank card for one of my accounts that kept glitching and not letting me pay in shops even if money was in the account. The plan is this card has 150 a week for food, 20 for petrol and 20 for activities. All other d debits have been shifted and this will be the Friday to Friday pot!
DH has three weeks running missed a bill and asked for a sub of money but Rome wasn't built in a day was it!!!!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Just remembered email about leavers trip, party invite and a big family b day to pay for this month.... Need to squeeze them in to. Pants it was going so well.....
I'll manage it I'm.sure Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
So just had a quick count up. Between the three kids being booked onto a year six residential, two school trips and a leavers trip between them we will have spent 290 this next half term. Not including spends.... or the sponsored thing they did before half term that I need to send in sponser ship for. No wonder I've been skint..... 😂 Thankfully we had a lot of notice for residential so I paid for it end of last year...
Right will stop rambling now and actually do the housework I'm supposed to be catching up on today!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Its certainly not cheap having kids these days is it?Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards