Keeping afloat till I can get round to the debts!

outoftheviciouscircle

The weather is awful isn't it!! Good news there's no damage, I think I would shave a meltdown if I ended up with an unexpected cost.

NeverendingDMP

Just hope I've not spoken to soon as wind forecast again tonight. Some costly damage to neighbours houses. For once we were lucky . It's about time

jwil

Glad you avoided the worst of it.

NeverendingDMP

My personal debts have gone below 12 k again. (they were a lot lower a while back I know) some are accruing interest so the aim is to hover around 12k preferably under and  ressess each month.  E fund still 100. Some new furniture needed to replace something that broke but will have to save or marketplace for that.  And 10 days till payday. Might just make it (famous last words)

NeverendingDMP

Just to add the 12k isn't out total debts. It's just what's in my name. I read back as far as November in my diaries. Our debt has increased so much. Hiding behind my hands gere. The common theme in this diary is chaotic finances. Honestly in the last 18 months I think we have well and truly lost the plot at our house. Or I have. 
I'm not declaring the full debt amounts yet other than to say it's less than when I very first joined mse. It's gonna be a long slog and dh is now looking after 3 of his 5 debts and I don't intend/and probably won't be able to  to any transfers to help him. I've had my  breathing space. I'm probably not better off but it has been useful and I'm re-energised to keep the debts steady then get them lower.
And had some fantastic news yesterday, tax free childcare sent me an email and they think they have fixed my account. I've already paid childcare to payday but after that I can test it out and hopefully save a bit on my bills. 

jwil

Keep going, you'll get there   Great news about TF Childcare too.

NeverendingDMP

As per my last post about chaotic finances guess who hasnt adjusted the spreadsheet to say c benefit has already been paid still has it as being due. Whoops. Quick refigure of budget required now.

NeverendingDMP

6 days till pay day. Think I'll make it. Ha ha

Humdinger1

You are keeping on top of it all @NeverendingDMP...no burying your head in the sand and that is impressive! It's amazing how even small amounts of money can help us feel that the tide is turning in our favour; and it is! Keep going, you're doing brilliantly love Humdinger xx 

NeverendingDMP

Humdinger1 said:

You are keeping on top of it all @NeverendingDMP...no burying your head in the sand and that is impressive! It's amazing how even small amounts of money can help us feel that the tide is turning in our favour; and it is! Keep going, you're doing brilliantly love Humdinger xx 

Thankyou. I'll keep.plodding on. Payday today so bank account is smiling, if only for today