yougov.finance bribe

MrsCautious

gt94sss2 said:

MrsCautious said:

On March 6 I set up 10 new savings accounts with Lloyds, 5 Easy Savers and 5 Club Lloyds Advantage Savers and added these. I mentioned further up the thread here I felt naive to believe this would have worked quickly. It didn’t work. 

Based on some other threads, I'd be more concerned about the possibility of receiving a letter from Lloyds terminating your banking relationship with them!

I’ve seen a thread where a student has maxxed out his overdraft, signed up for this for the points and Lloyds are closing his accounts. Are there more discussions on other threads I’ve missed? Lloyds support open banking and I’ve always been treated very courteously and helpfully, even when aware, I’ve moved money to other banks… I’d very much hope my longstanding trusted approach with them wouldn’t be compromised by attempting to sign up to a recognised/reputable open banking scheme.

Nick_C

@MrsCautious

I would be wary of doing something like this.  It costs Lloyds money to set up these additional accounts, and they won't get any benefit from them.  

Banks can and will close the accounts of unprofitable customers who they think are taking the mickey.

bristolleedsfan

Has this been mentioned before, due to re-connect says I have more than 10 bank accounts need to delete some, I now only have 10 bank accounts and 6 savings accounts listed.

phillw

bristolleedsfan said:

Has this been mentioned before, due to re-connect says I have more than 10 bank accounts need to delete some, I now only have 10 bank accounts and 6 savings accounts listed.

I couldn't reconnect due to that error, I deleted them all and started again.

Just link the 10 bank accounts.

MrsCautious

Nick_C said:

@MrsCautious

I would be wary of doing something like this.  It costs Lloyds money to set up these additional accounts, and they won't get any benefit from them.  

Banks can and will close the accounts of unprofitable customers who they think are taking the mickey.

Thanks I think they know I’m not taking the mickey through other accounts with them, I’m certainly not an unprofitable customer. I’m not going to keep the majority of those accounts open though and note your sensible caution with thanks. Communications from them in the past have encouraged me to set up more savings accounts, to give them names and to save money into different pots. That’s from Lloyds themselves. 

MrsCautious

Bazzalona13295 said:

MrsCautious said:

Hello all, just in the interest of recounting my experience of how I’ve got on with YouGov Finance, as part of this thread, in case it’s helpful to anyone looking into this,  here goes:

I’d stopped doing YouGov surveys at least a couple of years ago as, like many say, it just didn’t seem worth it because of a really long wait to get to the £50 cashout level. I had some points still in there as I’d neglected my profile as opposed to quit.

I started again a few months ago as part of an overall getting more thrifty and aiming towards maximising building extra income through various methods. 

I am someone who has various current and savings accounts after trying my best to get best interest rates but my first discovery was one building society and one bank account I regularly use aren’t listed (Coventry and Metro) and that one bank and one building society where I have accounts are listed but aren’t included as eligible (Yorkshire and Virgin.) 

I linked my oldest account (Club Lloyds current account) straightaway, my Amex Cashback card and a very new First Direct current account, set up entirely to get a bank switch payout and with just two transactions at that point. My Nationwide current account, with more transactions and a longer history didn’t work, I understand this is because the last transaction was a while ago. It said ‘not enough transactions.’

On March 6 I set up 10 new savings accounts with Lloyds, 5 Easy Savers and 5 Club Lloyds Advantage Savers and added these. I mentioned further up the thread here I felt naive to believe this would have worked quickly.

A month and a bit on, I’ve moved £5 around those new accounts a bit and I’ve been able to successfully add 7 of them so I do now have the full quota of 10 accounts added. I gave the easy saver accounts names to identify which ones showed up. 

So I now have some accounts due to be re-authorised in a little over 40 days and some in a little under 90 days. As I’ve also now got a new credit card approved I need to check if it’s issuing bank is included and swap to have this included rather than lower paid savings accounts.

in total I have 2 current accounts, one credit card and 7 savings accounts added,  so that’s 2,200 YouGov points, not half way to cashing out without doing any surveys in top. In months to come my points can potentially be boosted by:

swapping a savings account for a current account by using an account YouGov tells me does not have enough transactions. Swapping another savings account for my new credit card when renewal of accounts comes around. 

For now, my points with YouGov are…4990 🤣🤦🏻‍♀️

I’m quite keen to see a ‘paid survey available’ notification 🤣

As I say, just my experience and I hope this can be helpful in some way rather than boring the pants off anyone reading! 

Cheers all.

4990 ouch that is frustrating haha.

I've done a few surveys with them lately and am now up to 3955.

I have 9 accounts on the system, I think 3 or 4 of those (brand new) have not yet brought me any points and I'm just waiting for the 90 days (now about 50/55) to roll round and see if they earn next time, scared is totally the wrong word but I'm concerned if I delete them and try again they'll be rejected for good so I'll play the long game.

For this reason I'm holding back the final account I can put in which I've been using regularly (41 transactions) for the last 4 weeks.

Give that a few more days then I'll try that one.

I think that hopefully once they become active we'll see that they become nice little passive earners. Fingers crossed.

Good luck 🤞 
I think I’ve read building 5k points can take six months from scratch, so you’re hopefully not too far away. It’s making me smile to think how long getting my last 10 points will take! 

Bazzalona13295

MrsCautious said:

Bazzalona13295 said:

MrsCautious said:

Hello all, just in the interest of recounting my experience of how I’ve got on with YouGov Finance, as part of this thread, in case it’s helpful to anyone looking into this,  here goes:

I’d stopped doing YouGov surveys at least a couple of years ago as, like many say, it just didn’t seem worth it because of a really long wait to get to the £50 cashout level. I had some points still in there as I’d neglected my profile as opposed to quit.

I started again a few months ago as part of an overall getting more thrifty and aiming towards maximising building extra income through various methods. 

I am someone who has various current and savings accounts after trying my best to get best interest rates but my first discovery was one building society and one bank account I regularly use aren’t listed (Coventry and Metro) and that one bank and one building society where I have accounts are listed but aren’t included as eligible (Yorkshire and Virgin.) 

I linked my oldest account (Club Lloyds current account) straightaway, my Amex Cashback card and a very new First Direct current account, set up entirely to get a bank switch payout and with just two transactions at that point. My Nationwide current account, with more transactions and a longer history didn’t work, I understand this is because the last transaction was a while ago. It said ‘not enough transactions.’

On March 6 I set up 10 new savings accounts with Lloyds, 5 Easy Savers and 5 Club Lloyds Advantage Savers and added these. I mentioned further up the thread here I felt naive to believe this would have worked quickly.

A month and a bit on, I’ve moved £5 around those new accounts a bit and I’ve been able to successfully add 7 of them so I do now have the full quota of 10 accounts added. I gave the easy saver accounts names to identify which ones showed up. 

So I now have some accounts due to be re-authorised in a little over 40 days and some in a little under 90 days. As I’ve also now got a new credit card approved I need to check if it’s issuing bank is included and swap to have this included rather than lower paid savings accounts.

in total I have 2 current accounts, one credit card and 7 savings accounts added,  so that’s 2,200 YouGov points, not half way to cashing out without doing any surveys in top. In months to come my points can potentially be boosted by:

swapping a savings account for a current account by using an account YouGov tells me does not have enough transactions. Swapping another savings account for my new credit card when renewal of accounts comes around. 

For now, my points with YouGov are…4990 🤣🤦🏻‍♀️

I’m quite keen to see a ‘paid survey available’ notification 🤣

As I say, just my experience and I hope this can be helpful in some way rather than boring the pants off anyone reading! 

Cheers all.

4990 ouch that is frustrating haha.

I've done a few surveys with them lately and am now up to 3955.

I have 9 accounts on the system, I think 3 or 4 of those (brand new) have not yet brought me any points and I'm just waiting for the 90 days (now about 50/55) to roll round and see if they earn next time, scared is totally the wrong word but I'm concerned if I delete them and try again they'll be rejected for good so I'll play the long game.

For this reason I'm holding back the final account I can put in which I've been using regularly (41 transactions) for the last 4 weeks.

Give that a few more days then I'll try that one.

I think that hopefully once they become active we'll see that they become nice little passive earners. Fingers crossed.

Good luck 🤞 
I think I’ve read building 5k points can take six months from scratch, so you’re hopefully not too far away. It’s making me smile to think how long getting my last 10 points will take! 

Coincidence or not, I'm getting a lot more surveys now, just done one, ok it was only for 50 points but over the 4000 mark.

If the last account is accepted when I try it that will only leave me 450/500 points to go and tbh I don't mind waiting a bit as this finance 'bribe' has without doubt sped up the process for me.

VXman

Filled in all my bank details on yougov a few weeks ago. Got a email today saying that due to a technical error they had to delete all my bank accounts. 'Fortunatly the issue has been resolved and you can now reconnect your accounts'

Not sure I can go through all that pain again!

OceanSound

VXman said:

Filled in all my bank details on yougov a few weeks ago. Got a email today saying that due to a technical error they had to delete all my bank accounts. 'Fortunatly the issue has been resolved and you can now reconnect your accounts'

Not sure I can go through all that pain again!

Do one bank account at a time. I.e. add one account, wait for it to be accepted or rejected. 

That way you can keep track. 

VXman

OceanSound said:

VXman said:

Filled in all my bank details on yougov a few weeks ago. Got a email today saying that due to a technical error they had to delete all my bank accounts. 'Fortunatly the issue has been resolved and you can now reconnect your accounts'

Not sure I can go through all that pain again!

Do one bank account at a time. I.e. add one account, wait for it to be accepted or rejected. 

That way you can keep track. 

That wasn't the issue - it's just the hassle of logging onto accounts. However, I realised it was much easier to do it on my phone using biometrics. I began on the computer and struggled to remember log in details. Switched to the phone. Much easier. Done now! Lets see if I get my £50.