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yougov.finance bribe

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  • qsk
    qsk Posts: 460 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Nick_C said:
    ... putting it another way, don't worry about it.  Just refresh everything in 90 days.  If you refresh now, you will lose out as you will be waiting longer for your next TSB payout.
    How do you mean 'TSB payout' ?

    In addition to the already suggested methods by you and other forumites of working out which bank/credit card accounts were accepted (as they were sufficiently active or what not), I am going to submit a subject access request (SAR) to each bank and ask for my personal data with reference to open banking. So, name of third party's that have access/have had access to my accounts via open banking, the access dates and times, account number(s) of the account (s) accessed etc. 

    Should be able to figure out which bank/credit card accounts were accepted that way.

    On second thoughts, the above may not even be necessary. I'm sure I've seen on some bank online banking platforms (after I granted access) which third party providers have access to my account(s).

    edit: had a look on halifax bank app. There is an option on there called 'Open banking connected services'. Had a look and there's a service called 'truelayer' which I beleive is Yougov finance. That service has access to three current accounts I hold with halifax. 

    It says first connected on 03 Frb 2023 18:55, connection expired it says ongoing.

    I checked my speadsheet where I logged the connected dates, and it matches. I did connect the halifax accounts on 3 February 2023.
    I did that with Barclays last week. Every other one I have done went through straight away (not necessarily gaining points though) but the Barclays one kept breaking down. Like you I checked the open banking connected services and there it was, Trulayer.

    So how that goes with actual paying out I don't know. General consensus is it takes at least a month on the newest accounts, though there is a part of me that thinks 'well, you had the connection on 5th March (random date).......so if its active you should shell out'.

    I know exactly which ones of mine have paid out so far and they are indeed the ones I've held for a while. 
    Is you Barclays listing consistent with YouGov?  I just checked mine: Barclays app only lists Current and Card accounts;  YouGov lists these two plus another two savings.
  • k_man
    k_man Posts: 1,636 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Nick_C said:
    ... putting it another way, don't worry about it.  Just refresh everything in 90 days.  If you refresh now, you will lose out as you will be waiting longer for your next TSB payout.
    How do you mean 'TSB payout' ?

    In addition to the already suggested methods by you and other forumites of working out which bank/credit card accounts were accepted (as they were sufficiently active or what not), I am going to submit a subject access request (SAR) to each bank and ask for my personal data with reference to open banking. So, name of third party's that have access/have had access to my accounts via open banking, the access dates and times, account number(s) of the account (s) accessed etc. 

    Should be able to figure out which bank/credit card accounts were accepted that way.

    On second thoughts, the above may not even be necessary. I'm sure I've seen on some bank online banking platforms (after I granted access) which third party providers have access to my account(s).

    edit: had a look on halifax bank app. There is an option on there called 'Open banking connected services'. Had a look and there's a service called 'truelayer' which I beleive is Yougov finance. That service has access to three current accounts I hold with halifax. 

    It says first connected on 03 Frb 2023 18:55, connection expired it says ongoing.

    I checked my speadsheet where I logged the connected dates, and it matches. I did connect the halifax accounts on 3 February 2023.
    I did that with Barclays last week. Every other one I have done went through straight away (not necessarily gaining points though) but the Barclays one kept breaking down. Like you I checked the open banking connected services and there it was, Trulayer.

    So how that goes with actual paying out I don't know. General consensus is it takes at least a month on the newest accounts, though there is a part of me that thinks 'well, you had the connection on 5th March (random date).......so if its active you should shell out'.

    I know exactly which ones of mine have paid out so far and they are indeed the ones I've held for a while. 
    The active open banking connections shown on the  banks' systems should match the accounts listed in Your Connections on yougov.finance.
    Most banks show the time and date the connection was created, a few only show the date, some just that there is a connection. And Revolut (pretend bank) does show any.

    The existence of an open banking connection means that yougov.finance has access to bank account transaction details, not that it qualifies, by their rules, as active.
    Remember, the rewards are for access to an active account.

    As such, checking open banking helps confirm there 7s a link, but not whether it qualifies.
    The date time stamp however, can help identify which ones have qualified, by comparing (+24 to 25 hours) to the account history.

  • qsk said:
    Nick_C said:
    ... putting it another way, don't worry about it.  Just refresh everything in 90 days.  If you refresh now, you will lose out as you will be waiting longer for your next TSB payout.
    How do you mean 'TSB payout' ?

    In addition to the already suggested methods by you and other forumites of working out which bank/credit card accounts were accepted (as they were sufficiently active or what not), I am going to submit a subject access request (SAR) to each bank and ask for my personal data with reference to open banking. So, name of third party's that have access/have had access to my accounts via open banking, the access dates and times, account number(s) of the account (s) accessed etc. 

    Should be able to figure out which bank/credit card accounts were accepted that way.

    On second thoughts, the above may not even be necessary. I'm sure I've seen on some bank online banking platforms (after I granted access) which third party providers have access to my account(s).

    edit: had a look on halifax bank app. There is an option on there called 'Open banking connected services'. Had a look and there's a service called 'truelayer' which I beleive is Yougov finance. That service has access to three current accounts I hold with halifax. 

    It says first connected on 03 Frb 2023 18:55, connection expired it says ongoing.

    I checked my speadsheet where I logged the connected dates, and it matches. I did connect the halifax accounts on 3 February 2023.
    I did that with Barclays last week. Every other one I have done went through straight away (not necessarily gaining points though) but the Barclays one kept breaking down. Like you I checked the open banking connected services and there it was, Trulayer.

    So how that goes with actual paying out I don't know. General consensus is it takes at least a month on the newest accounts, though there is a part of me that thinks 'well, you had the connection on 5th March (random date).......so if its active you should shell out'.

    I know exactly which ones of mine have paid out so far and they are indeed the ones I've held for a while. 
    Is you Barclays listing consistent with YouGov?  I just checked mine: Barclays app only lists Current and Card accounts;  YouGov lists these two plus another two savings.
    It is, but its one I haven't been paid for.
    Left Barclays a few months ago as so many branches near me had closed, but on hearing about this (plus another reason which may or may not bear fruit) opened one that I just use as and when, like for petrol, small shops, the odd small direct debit.

    But yeah the listing was consistent as its just the one account. I actually registered about 6 times because I kept getting the 'there is a problem' message for whatever reason.


  • Nick_C
    Nick_C Posts: 7,605 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Just did a YouGov survey, and at the end was invited to share data via Yougov "Safe".

    The rewards aren't particularly generous.  75 points each for sharing viewing history for Apple TV, Disney+, Netflix, Prime Video, Steam Gaming, YouTube, and Amazon Shopping.

    (I never used to bother with YouGov surveys because it took so long to get to the £50 redemption level, but with the Finance bribe I'm finding they are worth it.)
  • Nick_C said:
    Just did a YouGov survey, and at the end was invited to share data via Yougov "Safe".

    The rewards aren't particularly generous.  75 points each for sharing viewing history for Apple TV, Disney+, Netflix, Prime Video, Steam Gaming, YouTube, and Amazon Shopping.

    (I never used to bother with YouGov surveys because it took so long to get to the £50 redemption level, but with the Finance bribe I'm finding they are worth it.)
    Yeah I asked about those a week or ago, looked into it and left well alone.
    Only really Netflix and Youtube apply for me plus I needed to download something (an add on or the like).

    You're right in that Yougov's £50 threshold takes some reaching, thats why these bank bribes are so timely.
  • AmityNeon
    AmityNeon Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Can anyone confirm with certainty whether their Revolut and Wise accounts were tracked with 500 points?
  • Nick_C
    Nick_C Posts: 7,605 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    I'm not certain about Revolut, but I'm confident it did. 
  • Leew89
    Leew89 Posts: 53 Forumite
    Eighth Anniversary 10 Posts Name Dropper
    Just need Chase and Kroo to be supported now. Assume they're not part of/fully part of open banking.
  • dingling68
    dingling68 Posts: 318 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Thank you to everyone for your input and updates to this thread. I was late to the YouGov party and have now linked various current accounts / savings accounts and a couple of credit cards. 

    I added 7 Virgin Easy Saver accounts a bit after the others and 5 tracked, but not sure which 2 didn't make the grade.

    I have resurrected a few easy saver type accounts which I had emptied in the past in the hope that they will qualify as active by the time re-linking comes round again.
    Save £12k in 2022 #54 reporting for duty 
  • allegro120
    allegro120 Posts: 1,935 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Many thanks to everyone contributed to this thread!  I've been doing these surveys for sometime, got a series of £2 payments. When they changed the perk system I didn't realise you can get more out of it.... Linked anything that was linkable and got £100 for 15 minutes work. Brilliant! Now started transferring £1 in and out to all my dormant accounts, so hopefully at the next round I'll get few more points :)  
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