yougov.finance bribe

Band7

Leew89 said:

My TSB Spend & Save account has 'disconnected' after about four days and needs to be reconsented. Anyone else had this with an account?

I have oodles of disconnected VM and TSB accounts, and reconnect won't work.

Nick_C said:

... putting it another way, don't worry about it.  Just refresh everything in 90 days.  If you refresh now, you will lose out as you will be waiting longer for your next TSB payout.

Best advice, I agree.

PosterBoy77

Nick_C said:

"How do you tell which accounts credit and which do not? Just by adding banks one at a time and waiting to see how many points are added?"

In my case, a bit of educated guesswork, but I have a high degree of confidence in what I found.

To be absolutely certain, add your accounts in tranches and make a note of the time.  Leave an hour between banks.  Look at the order in which the points they appear, about 24 hours later.

I am certain about which savings accounts worked though.  I added the closed Virgin accounts about 12 hours after all the others.

I have found that if you login to the main yougov account page and look at the account history, you will see a list of each additional set of points that have been earned for each account. You still need to guess a bit, but it helps.

Bazzalona13295

mikael said:

Nick_C said:

"How do you tell which accounts credit and which do not? Just by adding banks one at a time and waiting to see how many points are added?"

In my case, a bit of educated guesswork, but I have a high degree of confidence in what I found.

To be absolutely certain, add your accounts in tranches and make a note of the time.  Leave an hour between banks.  Look at the order in which the points they appear, about 24 hours later.

I am certain about which savings accounts worked though.  I added the closed Virgin accounts about 12 hours after all the others.

I have found that if you login to the main yougov account page and look at the account history, you will see a list of each additional set of points that have been earned for each account. You still need to guess a bit, but it helps.

Yeah I'd seen that. Whether it takes 3 months for any new accounts to start earning or not, still glad I heard about this.
The sites with the high payment thresholds like Yougov or YLive can be frustrating as you can have £30/£40 but unable to get to. At least with these added earners it speeds that process up a touch.

orange-juice

Hey, is the cash payout from this taxable? If paying out in gift cards, does that makes it 'less so'?

Nick_C

orange-juice said:

Hey, is the cash payout from this taxable? If paying out in gift cards, does that makes it 'less so'?

Look at this article. 

https://www.moneysavingexpert.com/family/make-money-surveys/#tax

Seems to say that if you have a total income of more than £1000 a year from trading or self employment, then it's taxable. 

Zaul22

Now that I have received the points, if you have a new account that hasn't qualified, you can safely just keep re-adding it every week until it does qualify. 

Bazzalona13295

Zaul22 said:

Now that I have received the points, if you have a new account that hasn't qualified, you can safely just keep re-adding it every week until it does qualify. 

Any idea roughly how long yours took to qualify?

Zaul22

Looks like it's a month as someone else said. 

OceanSound

Nick_C said:

... putting it another way, don't worry about it.  Just refresh everything in 90 days.  If you refresh now, you will lose out as you will be waiting longer for your next TSB payout.

How do you mean 'TSB payout' ?

In addition to the already suggested methods by you and other forumites of working out which bank/credit card accounts were accepted (as they were sufficiently active or what not), I am going to submit a subject access request (SAR) to each bank and ask for my personal data with reference to open banking. So, name of third party's that have access/have had access to my accounts via open banking, the access dates and times, account number(s) of the account (s) accessed etc. 

Should be able to figure out which bank/credit card accounts were accepted that way.

On second thoughts, the above may not even be necessary. I'm sure I've seen on some bank online banking platforms (after I granted access) which third party providers have access to my account(s).

edit: had a look on halifax bank app. There is an option on there called 'Open banking connected services'. Had a look and there's a service called 'truelayer' which I beleive is Yougov finance. That service has access to three current accounts I hold with halifax. 

It says first connected on 03 Frb 2023 18:55, connection expired it says ongoing.

I checked my speadsheet where I logged the connected dates, and it matches. I did connect the halifax accounts on 3 February 2023.

Bazzalona13295

OceanSound said:

Nick_C said:

... putting it another way, don't worry about it.  Just refresh everything in 90 days.  If you refresh now, you will lose out as you will be waiting longer for your next TSB payout.

How do you mean 'TSB payout' ?

In addition to the already suggested methods by you and other forumites of working out which bank/credit card accounts were accepted (as they were sufficiently active or what not), I am going to submit a subject access request (SAR) to each bank and ask for my personal data with reference to open banking. So, name of third party's that have access/have had access to my accounts via open banking, the access dates and times, account number(s) of the account (s) accessed etc. 

Should be able to figure out which bank/credit card accounts were accepted that way.

On second thoughts, the above may not even be necessary. I'm sure I've seen on some bank online banking platforms (after I granted access) which third party providers have access to my account(s).

edit: had a look on halifax bank app. There is an option on there called 'Open banking connected services'. Had a look and there's a service called 'truelayer' which I beleive is Yougov finance. That service has access to three current accounts I hold with halifax. 

It says first connected on 03 Frb 2023 18:55, connection expired it says ongoing.

I checked my speadsheet where I logged the connected dates, and it matches. I did connect the halifax accounts on 3 February 2023.

I did that with Barclays last week. Every other one I have done went through straight away (not necessarily gaining points though) but the Barclays one kept breaking down. Like you I checked the open banking connected services and there it was, Trulayer.

So how that goes with actual paying out I don't know. General consensus is it takes at least a month on the newest accounts, though there is a part of me that thinks 'well, you had the connection on 5th March (random date).......so if its active you should shell out'.

I know exactly which ones of mine have paid out so far and they are indeed the ones I've held for a while.