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yougov.finance bribe

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  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nick_C said:
    What savings accounts are people having success with?


    Club Lloyds Advantage Saver 
    Lloyds Easy Saver 

    this appears to be mixed success though, you can have five of each and it currently looks like 3 haven’t tracked but I’m not yet 24 hours after setting them up. 

    Doesn’t seem possible:

    club Lloyds monthly saver 
    Lloyds monthly saver 

    and three other savings accounts with banks/building societies listed. 

  • Nick_C said:
    What savings accounts are people having success with?

    Re Amex, if you have a supplementary card (or two) on your account, add that as well!  (But if you have a supp card on someone else's account, that doesn;t seem to count for you.)
    So far the ones that have seemingly gone through ok are :

    Santander Edge Saver
    Halifax Everyday Saver

    Conversely my Halifax Regular Saver doesn't, nor does my Nationwide Flex Saver (think thats the name) and I have 3 or 4 accounts with the Yorkshire, none of which work.

    Still awaiting another 2 or 3 new bank accounts so if I can squeeze more savers through I will.
  • Leew89
    Leew89 Posts: 53 Forumite
    Eighth Anniversary 10 Posts Name Dropper
    Does anyone know what is deemed to be enough activity on an account to get the points?

    I can't see much on the website.
  • Leew89 said:
    Does anyone know what is deemed to be enough activity on an account to get the points?

    I can't see much on the website.
    I don't know tbh, however my points seem to have been added quite quickly, ie before anyone knows if they are active or not.
    I may just do the odd transfer in and card payments out just to keep it deemed as active.
  • Zaul22
    Zaul22 Posts: 384 Forumite
    Third Anniversary 100 Posts Name Dropper
    Regular savers won't work as they aren't included in open banking in general. 
  • k_man said:
    Leew89 said:
    Does anyone know what is deemed to be enough activity on an account to get the points?

    I can't see much on the website.
    I don't know tbh, however my points seem to have been added quite quickly, ie before anyone knows if they are active or not.
    I may just do the odd transfer in and card payments out just to keep it deemed as active.
    The open banking connection sees upto 2 years of transaction history, so active status is based on that, rather than waiting for new transactions.

    Success so far seems to be based on accounts that are at least a month old, and have transactions in the last 2 years (or whatever is accessible via open banking), but doesn't seem to need to be many transactions

    My plan is to ensure that all accounts are ticking over.

    Right....yeah best to keep using them all.
  • k_man said:
    Leew89 said:
    Does anyone know what is deemed to be enough activity on an account to get the points?

    I can't see much on the website.
    I don't know tbh, however my points seem to have been added quite quickly, ie before anyone knows if they are active or not.
    I may just do the odd transfer in and card payments out just to keep it deemed as active.
    The open banking connection sees upto 2 years of transaction history, so active status is based on that, rather than waiting for new transactions.

    Success so far seems to be based on accounts that are at least a month old, and have transactions in the last 2 years (or whatever is accessible via open banking), but doesn't seem to need to be many transactions

    My plan is to ensure that all accounts are ticking over.

    One question then, when we say active or ticking over, would you say its better to pay the odd card transaction as opposed to simply putting a few quid in only to then take it out again?

    Guess a few cash withdrawals too for variety.
  • k_man
    k_man Posts: 1,636 Forumite
    1,000 Posts Second Anniversary Name Dropper
    k_man said:
    Leew89 said:
    Does anyone know what is deemed to be enough activity on an account to get the points?

    I can't see much on the website.
    I don't know tbh, however my points seem to have been added quite quickly, ie before anyone knows if they are active or not.
    I may just do the odd transfer in and card payments out just to keep it deemed as active.
    The open banking connection sees upto 2 years of transaction history, so active status is based on that, rather than waiting for new transactions.

    Success so far seems to be based on accounts that are at least a month old, and have transactions in the last 2 years (or whatever is accessible via open banking), but doesn't seem to need to be many transactions

    My plan is to ensure that all accounts are ticking over.

    One question then, when we say active or ticking over, would you say its better to pay the odd card transaction as opposed to simply putting a few quid in only to then take it out again?

    Guess a few cash withdrawals too for variety.
    A number of my current accounts have never had a cash withdrawal, or a debit card payment, so transfer it will be for me.
    That said, all my current accounts have money in and out for other reasons, so the extra work is only for older/dormant savings (many created at the of enhanced saver account deals).
  • masonic
    masonic Posts: 27,573 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    k_man said:
    Leew89 said:
    Does anyone know what is deemed to be enough activity on an account to get the points?

    I can't see much on the website.
    I don't know tbh, however my points seem to have been added quite quickly, ie before anyone knows if they are active or not.
    I may just do the odd transfer in and card payments out just to keep it deemed as active.
    The open banking connection sees upto 2 years of transaction history, so active status is based on that, rather than waiting for new transactions.

    Success so far seems to be based on accounts that are at least a month old, and have transactions in the last 2 years (or whatever is accessible via open banking), but doesn't seem to need to be many transactions

    My plan is to ensure that all accounts are ticking over.

    One question then, when we say active or ticking over, would you say its better to pay the odd card transaction as opposed to simply putting a few quid in only to then take it out again?

    Guess a few cash withdrawals too for variety.
    I would guess that a transaction is a transaction. Taking a card you wouldn't normally use out with you to an ATM would be quite dedicated. I'm sure I got points for accounts where I've never used the card.
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