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yougov.finance bribe

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  • pecunianonolet
    pecunianonolet Posts: 1,782 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 17 January 2023 at 12:49AM
    I am with @Adyinvestment that handing over a lot of sensitive data might not be the wisest idea when digital profiling is a real threat. Imagine YouGov gets hacked and a criminal third party or other governments have all info about you, how much you have in savings, credit card info, where you shop, eat, drink, holiday, etc. A bit worst case but Edward Snowden is still living in excile for a reason.

    Adding a few dummy accounts with artificial transactions to show activity is probably less of an issue. However, I have so far only signed up and created an account with fake details and my spam email address but if I add any accounts remains to be seen and if so only dummy current accounts I created for incentives and for switching. At the end of the day everyone has to assess how risk averse they are with their data and if a short lived profit (we all like profit as we wouldn't be here otherwise) is worth a potential long term bigger risk. Social Credit System in China for example.

    The question, which remains open for me is, if I can share my data, regardless of dummy or more day time use accounts and after incentive payment I revoke any permissions given to use said data and request complete deletion of any data they hold about me from their systems. I would think this should be possible with UK GDPR. After 90 days repeat of said procedure.

    On the other hand, the old saying that the internet doesn't forget remains. 
  • AmityNeon
    AmityNeon Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Imagine YouGov gets hacked and a criminal third party or other governments have all info about you, how much you have in savings, credit card info, where you shop, eat, drink, holiday, etc.
    Possible, though highly improbable; it's not as if our banking data is just stored in plain text for hackers to peruse and abuse. TrueLayer agents must undergo intensive onboarding due diligence and an ongoing compliance monitoring programme, and forget what TV and movies might depict (possibly excepting Mr. Robot), breaking 256-bit encryption is extremely difficult in practice. Identity theft from weaker links is far more likely for the average person.

    I'd personally be more concerned if a paper application form got lost in the post, or similar. A relative of mine experienced a critical breach of GDPR when a council worker accidentally posted the wrong (and unredacted) document to someone else.
  • pecunianonolet
    pecunianonolet Posts: 1,782 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 17 January 2023 at 2:47AM
    AmityNeon said:
     breaking 256-bit encryption is extremely difficult in practice. Identity theft from weaker links is far more likely for the average person.

    I'd personally be more concerned if a paper application form got lost in the post, or similar. A relative of mine experienced a critical breach of GDPR when a council worker accidentally posted the wrong (and unredacted) document to someone else.
    The question is if data is encrypted and stored secure. Google isn't short of reports of data breaches from all sorts of companies in literally every sector in any shape or form. I would deem all sorts of finance data as the crown jewels of data and the likelihood that a massive disaster happens is probably low but the question everyone needs to ask themselves is if they are voluntarily willing to share that data or not. 

    If we want to be picky, we could argue that we use the internet, social media, use location services on our phone, pay by card and leave a trace and not anonymous with cash, join loyalty schemes, be under CCTV survillance in public space, etc. We often have little or no choice e.g. CCTV but sometimes we do have a choice and in this case everyone has to make that choice and calculate the risk vs. benefit on an individual level if it is worth sharing or not. 

    To get back to the topic, I would be more interested in what opportunities I have to manage and control what happens with my data, how is it used and if/how I can influence usage. --> Delink accounts after incentive payment from platform, UK GDPR, data deletion requests, etc.....

    The obvious win/win would be to have an opportunity to realise a profit, that's why we are here, by minimising or best case eliminating any data risk. 
  • guestman
    guestman Posts: 195 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    has anybody tried yet, once you get the points rewards, remove an account and then re add it to see if it counts towards points? i only have 3750. i guess i can sit there and open a load of saving accounts...
  • Bridlington1
    Bridlington1 Posts: 3,803 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    guestman said:
    has anybody tried yet, once you get the points rewards, remove an account and then re add it to see if it counts towards points? i only have 3750. i guess i can sit there and open a load of saving accounts...
    You can only get the points for each account once every 90 days.
  • ZeroSum
    ZeroSum Posts: 1,201 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    I am with @Adyinvestment that handing over a lot of sensitive data might not be the wisest idea when digital profiling is a real threat. Imagine YouGov gets hacked and a criminal third party or other governments have all info about you, how much you have in savings, credit card info, where you shop, eat, drink, holiday, etc. A bit worst case but Edward Snowden is still living in excile for a reason.

    Adding a few dummy accounts with artificial transactions to show activity is probably less of an issue. However, I have so far only signed up and created an account with fake details and my spam email address but if I add any accounts remains to be seen and if so only dummy current accounts I created for incentives and for switching. At the end of the day everyone has to assess how risk averse they are with their data and if a short lived profit (we all like profit as we wouldn't be here otherwise) is worth a potential long term bigger risk. Social Credit System in China for example.

    The question, which remains open for me is, if I can share my data, regardless of dummy or more day time use accounts and after incentive payment I revoke any permissions given to use said data and request complete deletion of any data they hold about me from their systems. I would think this should be possible with UK GDPR. After 90 days repeat of said procedure.

    On the other hand, the old saying that the internet doesn't forget remains. 
    I'd imagine a lot of people on here like me, the accounts it allows you to add will show limited info anyway. As there's hardly any savings accounts you can add & loads of banks not listed. 
  • Band7 said:
    k_man said:
    @Band7
    Have any of your newly created accounts that didn't initially track/get points, now tracked?
    Nope  :'(  :'(  :'(
    Same here. I have even made a few transactions using my dormant credit cards  ( killing two birds with one stone to keep them open). Still no points.
  • k_man
    k_man Posts: 1,636 Forumite
    1,000 Posts Second Anniversary Name Dropper
    k_man said:
    Band7 said:
    k_man said:
    @Band7
    Have any of your newly created accounts that didn't initially track/get points, now tracked?
    Nope  :'(  :'(  :'(
    Me neither. I hope they don't stay pointless until the 90 day reconnection!

    I may have to add another less active account, as I am in touching distance of the next reward.
    350 points short!
    Survey available today for 200 points (200 for me as first proper survey).

    So only 150 points to go...
    Touching distance 😁
  • Bridlington1
    Bridlington1 Posts: 3,803 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I suspect they may not be classing new accounts as active until they have been open a certain length of time. I shall therefore leave it till the end of the month and link one of my new accounts up as a test to see if it will give me the points for a 3 week old account. Fingers crossed it will work. If not I shall try again with a different one each week until I have a rough idea as to how old accounts need to be to gain the YouGov points. Once this point is reached the remaining accounts shall be linked en masse..
  • Anyone else finding that the YG cash rewards are now taking a worrying amount of time to arrive?
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