1% challenge 2023

craftingmad

Good morning - it's me again

I have just transferred over £14.00 into the OP savings pot made up of two NSD (£10) for yesterday and today and £4 from Thursday when I only spent £1 the whole day. 
Not much but these little sums really seem to help

My total now stands at £18078.18/£47300 = 38.22%

AntoMac

The little sums really do help @craftingmad
For me it’s very much little and often. 

You are also of course saving having to pay the interest on £18k so you’re making savings on top of savings. That really is an incredible total in just over half a year

craftingmad

AntoMac said:

The little sums really do help @craftingmad
For me it’s very much little and often. 

You are also of course saving having to pay the interest on £18k so you’re making savings on top of savings. That really is an incredible total in just over half a year

Thank you.
I always try to transfer a little everyday if I can and then any bigger amounts are always a bonus. 
I honestly cannot believe how much we have managed in just under 7 months. I'm just hoping we can keep up the momentum and get these mortgage debts shifted as soon as we can  
 

craftingmad

Payday from the chippy for me yesterday so I've added £70.20 into the OP savings account along with a further £10 made up of a NSD for today (I'm too busy to spend anything so transferred it early) and £5 Mistplay reward (I claimed an Amazon voucher but always add the amount of voucher into my savings pot).

My total now stands at 18158.38/£47300 = 38.38% 

The figure is creeping up slowly but surely  

outoftheviciouscircle

craftingmad said:

Payday from the chippy for me yesterday so I've added £70.20 into the OP savings account along with a further £10 made up of a NSD for today (I'm too busy to spend anything so transferred it early) and £5 Mistplay reward (I claimed an Amazon voucher but always add the amount of voucher into my savings pot).

My total now stands at 18158.38/£47300 = 38.38% 

The figure is creeping up slowly but surely  

Wow @craftingmad you are doing well. I considered doing this challenge at the beginning of the year but my 1% is so high, I was worried it would demotivate me. But after 6 months I have paid 18%. It's the first time I've looked at it as a percentage and I can see now that that is massive progress. I'd like to join if possible using my debt figure from the beginning of the year??

craftingmad

outoftheviciouscircle said:

craftingmad said:

Payday from the chippy for me yesterday so I've added £70.20 into the OP savings account along with a further £10 made up of a NSD for today (I'm too busy to spend anything so transferred it early) and £5 Mistplay reward (I claimed an Amazon voucher but always add the amount of voucher into my savings pot).

My total now stands at 18158.38/£47300 = 38.38% 

The figure is creeping up slowly but surely  

Wow @craftingmad you are doing well. I considered doing this challenge at the beginning of the year but my 1% is so high, I was worried it would demotivate me. But after 6 months I have paid 18%. It's the first time I've looked at it as a percentage and I can see now that that is massive progress. I'd like to join if possible using my debt figure from the beginning of the year??

Thank you. You are doing amazing as well. 
That is a huge amount - you should be really proud of yourself.
I too worried that I would get demotivated as my 1% figure is quite high but I actually find the opposite and really enjoy seeing the figure creeping up. It's helping me find all sorts of ways that I can find that 0.1%

Cannot wait to hear about your progress in the future x

outoftheviciouscircle

So my 1% is now £539.34

I have currently paid £12,188.72/£66,133.72 (18.43%)

craftingmad

outoftheviciouscircle said:

So my 1% is now £539.34

I have currently paid £12,188.72/£66,133.72 (18.43%)

That's fantastic progress - well done x

NeverendingDMP

Well done everyone!!

outoftheviciouscircle

£39.85 made towards my next 1% today