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Mortgage Free now aiming for FIRE
Comments
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The very best of luck and safe journey. Hope to hear from you when you get to Denmark x2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️4 -
Have a safe trip TG, looking forward to your next update xx
Mortgage: £173,700 Sep 22 £159,400 Sep 25
MF Date: Sep 52 Mar 52
2025 Challenges:
EF #84 | MFW25 #51 | MFiT-T7 #5 | Pay off all your debts by Christmas 2025 #34
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Safe trip TG.4
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Safe trip TG, can't wait to hear about the start of your new adventure 😄Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!4 -
Wow, all that planning and today's finally the day. Wishing you both all the very best in your new lives, much happiness and success
Daisy xxxxxxxxxxxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3 -
you will be almost there by now. Wishing you both much happiness and success in your new lives. xxMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Hiya that’s for all the messages. We had a great journey and we made to the Dutch hotel @4.30am which is 1/2 way. Unfortunately no one around which we kind of knew so we should have booked two nights The manager turned up at 6.45 and someone had left during the night so he got that room cleaned and we got in.The cats were great in the car. Ginger started crying the last hour so we let them both out in car while waiting at the hotel. Ginger explored and Panda cat just jumped into his brothers cat box.
We’ve had some food from our cool box and now we’re chilling. Plan is to have some more sleep then do the second half late tonight. This is what we have left and there are lost of big cities so likely traffic jams.So far so good my sister has our keys and checked out the house yesterday. Virgin has our box and promised a refund. We did leave more crap at the house than I really wanted but lovely we got to have that last dip in the pool. Now for a bit more sleep then back in the car.
Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest7 -
Belated happy birthday 🎂. Best of luck with final move. Hope you get VR and resolve your connection meanwhile.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
Hoping your exciting move went well and no hitches Tall Girl. Would love to hear you are happy and settling in to your new home. 🏠3
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Hi guys I’m very happy here just so much to do and so many boxes to unpack. We’ve had loads of help from my family so the bedroom is sorted, office just need to build the third desk, second bedroom is done. I need to unpack all my sewing stuff in the office.There is no freezer in the actual house which is so annoying. We can put on in the utility room which actually would work so well.Pool bar has loads of boxes in it still. Loads to do but we will get there. So much storage so makes it easier.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest6
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