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Progress not Perfection
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Glad you had a good day out, and treating yourself to lunch in the pub was a great idea.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Your lunch sounded lovely, I hope you enjoyed your day of freedom.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Glad that you have had a good day.Boo to the buses.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sounds like a lovely day 👍January spends - £587.580
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Sounds like a lovely day. You've mentioned Mr SA calling you at work before,does he do this every time?
Glad you had some you time.September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x1 -
Lunch sounds gorgeous, and nice to be able to support an independent boutique.
Will you be keeping Mr SA's sweatshirt for his birthday gift? Well done on ignoring the calls after the initial one, it's a horrible feeling but a necessary thing, both for your mental health and for remaining vaguely professional at work if he wants the bills to keep getting paid x2 -
Actually I considered it but the bus no longer goes direct from where I live so it would be two buses or go into the city centre and get the train. This market town is only small more like a high street with a few market stalls.foxgloves said:Well done on getting your day out. It is so good to have a change of scenery. I thought your trip might have been to our market town until you mentioned the big Mr S, as we definitely don't have one of those!
Good idea to ignore the extra calls, knowing Mr SA wasn't on his own. Quick thinking on the coffee shop noise!
FI get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
Yes the first call is always when he gets up and then around lunchtime they ramp up. It drives me nuts!Willowtree222 said:Sounds like a lovely day. You've mentioned Mr SA calling you at work before,does he do this every time?
Glad you had some you time.I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
It wasn’t expensive so I’ve let him have it now. He’s really pleased with it. We’ll be in Lanzarote for his birthday so he will no doubt be on the hunt for a new man bag or whatever his latest pester is 😐PennysIntoPounds said:Lunch sounds gorgeous, and nice to be able to support an independent boutique.
Will you be keeping Mr SA's sweatshirt for his birthday gift? Well done on ignoring the calls after the initial one, it's a horrible feeling but a necessary thing, both for your mental health and for remaining vaguely professional at work if he wants the bills to keep getting paid xI get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Glad you had a lovely day SA. I assume that the issue with the phone calls is that there is no point in asking him not to call unless it’s important because he doesn’t have a “normal” grasp of what is important?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1
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