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Progress not Perfection

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  • Luckily our bin day is a Thursday, so hasn't changed this year. Its the black bin this week, but TBH we hardly ever have much in it, don't remember the last time it was more than half full. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £500/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 754

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • badmemory
    badmemory Posts: 9,583 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    The weather here is so dreary it can't even be bothered raining.
  • satchmo1
    satchmo1 Posts: 3,215 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    SA, do you have a Co-Op nearby? It's worth getting their loyalty card, as you get 20p off a loaf and their wholemeal bread has less ingredients than most others. 

    You also get a choice of two weekly offers, for example this week I'm opting for 20p off milk. I think the offers are based on your shopping history, so mine usually include milk, bread, wine and sweets (naughty).
    What would you get if all you got was what you were thankful for?
  • ladyholly
    ladyholly Posts: 3,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Our bin day is Thursday this week instead of Tuesday.  I am not looking forward to the rubbish collection that will be outside the back gate where everybody's rubbish from their recycling boxes will collect. I anchor ours with the food waste bin unfortunately most people don't and the boxes are open.
  • Sun_Addict
    Sun_Addict Posts: 23,996 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    satchmo1 said:
    SA, do you have a Co-Op nearby? It's worth getting their loyalty card, as you get 20p off a loaf and their wholemeal bread has less ingredients than most others. 

    You also get a choice of two weekly offers, for example this week I'm opting for 20p off milk. I think the offers are based on your shopping history, so mine usually include milk, bread, wine and sweets (naughty).
    Yes we have not one but three Co-ops nearby (used to be four!) and one in the train station across the road from work. I do have a loyalty card although didn’t have it with me yesterday. I get a staff discount of 15% from Mr M as DD works there so I find it cheaper to get the bulk of my shopping from there. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict
    Sun_Addict Posts: 23,996 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning all, what a wild and stormy night! Fingers crossed the garden is still in one piece. Mr SA said it was lightning at one stage but I wonder if that was just the neighbours flashing fairy lights. 

    Not the best forecast again today so I expect it will be another day of trying to get out with the dog between showers. 

    I have a Mr M delivery coming this afternoon. I forgot to put an order through in advance so could only get a slot later in the day. It’s only a small order as we still have a fair bit in to use up. 

    At some stage today I need to put on the bathroom sealer tape. There’s only a very small window of opportunity between DD getting ready for work and Mr SA’s frequent trips to the loo to get anything done in there so I’ll need to get the timing right. 

    Today’s exercise will be dog walking and Zumba later. Tonight’s dinner is tofu and mushroom stir fry with sesame noodles. 

    Going a bit stir crazy stuck in the house with Mr SA but I don’t have anywhere to go and the weather is dreadful so will have to just make the most of not being at work. There’s plenty to be getting on with indoors to be honest. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • That must be really difficult to manage being cooped up especially when you're normally so active. Enjoy your remaining time off x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 23,996 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The sun came out so we took the dog for a walk to the big Mr T with the soft plastic recycling then called in at the park on the way home. Then I dropped off the aluminium coffee pods recycling at a local shop. 

    Just got back in time as it’s pouring down again now. At least the dog and I have got some steps in. 

    Waiting for Mr SA to go for his siesta so I can give the living room a good clean. 

    Living the dream 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Cherryfudge
    Cherryfudge Posts: 13,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think it must be recycling day: soft plastics and paper are nearly full here and I'm just going through the medicine cupboard to see what's out of date so there's a bag being filled for the chemist. Batteries and spent biros are also gathering in their place but whether we get to the recycling points or not depends on weather and energy.

    I think I will add checking smoke detector and CO detector batteries and date on fire extinguisher while I'm at it.

    Yup, the excitement is intense. :D 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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