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Progress not Perfection
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DGD has had to be taken out of school and is being home educated. They've managed to find a special school for DGS. My DD has recently been diagnosed with autism/ADHD at 39.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
Afternoon all.
Worked in the office until late morning. WFH this afternoon.
Had a panic with Mr SA this morning as his phone wasn't ringing and just cutting off. He eventually called me and his phone battery was flat. Then he said he wanted a new phone! Bearing in mind this one is less than 6 months old. The only thing wrong with his phone is the user.
The new 4 week budget period starts today so have totalled up and closed off the last budget period. There was an underspend of £63.93 in the food/alcohol pots £3.93 has gone to the Christmas pot and £60 to the stock up pot. Across the other 3 spending pots there was an underspend of £105.35 so £5.35 has gone to the Christmas pot and the remainder split across their respective master pots.
Today's exercise plan: walking to/from work, 20 minutes yoga challenge, FitOn 15 minutes weights session and live Zumba at 6pm.
Tonight's dinner is tofu with stir fried veg and noodles.
Today's household task is cleaning the living room.
A very low spends day today, 95p for a baguette for Mr SA's lunch.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
Some good underspends there. Oh dear, Mr SA does love getting new things, doesn't he? I remember how recently you bought that phone though.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!4 -
Afternoon all.
What a scorcher it is today! I walked out of an air conditioned office at lunchtime into a furnace!
I've booked tomorrow off work. I've nothing in my calendar and would rather spend the day outdoors than stuck inside working. I can get the housework done first thing then relax in the garden all afternoon.
The hosepipe missing part saga continues… Mr SA has driven me mad today phoning me and talking about unravelling it and using it without the reel. I'm going to contact customer services and try and find out what the part we need looks like.
Today's exercise has been walking to/from work, 20 minutes yoga challenge and live resistance bands tonight.
Tonight's dinner is an old favourite harissa prawn orzo.
Not a NSD as I stopped off for some salad bits from Lid! on the way home.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4 -
How you can walk in this heat, I"ll never know! This is my absolute worst kind of weather.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!1 -
For those of us with commutes that involve it, we don't have much of a choice! Also, in London at least buses are basically hotter than the sun at the moment!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Definitely preferable to catching the bus. At least I got a bit of a waft of air going as I was walking 😆
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4 -
Wow…you do love the heat don't you? You book a day off work to spend more time outside and I won't go out for the next couple of days LOL…other than watering the plants and hanging the washing, as I can't stand the heat. I just can't function in it at all. Its currently 32 and feels like 40 here….I just hate it. Just walking in it makes me so breathless and trying to sleep is awful. Enjoy your sunshine
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,104....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £290/3000
Studies/surveys July £70.99
Decluttering items 1400/2025. 345/2026
Books read 23 in 2025. 2026- 15 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Is there anywhere you can hide the hosepipe?
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x1 -
It’s over 100ft long so not easy to hide 😬
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4
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