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Love love love a lifeboat shop.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Enjoy the beach - sounds amazing.
Well done on the PADs. Enjoy your time off.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
We always support the lifeboats too. Don't tend to buy stuff from the shops but they usually have those twirly collection points where the coins roll around for ages before going into the slot. The kids love thosebeanielou said:Love love love a lifeboat shop.
Thank you, it was lovely out there yesterday!savingholmes said:Enjoy the beach - sounds amazing.
Well done on the PADs. Enjoy your time off."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I used to enjoy picking up RLNI Christmas cards in the middle of summer 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
The last two pics are taken from up the hill in the background of this picture
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £149
May - £69
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
That's a good idea!WinterWarrior said:I used to enjoy picking up RLNI Christmas cards in the middle of summer 😁"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Lovely beach and I love the traffic jam 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
DH built the last of the storage last night, so I'll move that up to little miss's room today. It all fits so my measurements were to be trusted
He's going to do a tip run today with all the cardboard, so that will be out of the way. I might have a quick look around to see if there's anything else to go.
I've got one ebay parcel to pack and post. Something else gone!
Not much else planned for the day other than tidying/cleaning/decluttering.
Have a good day everyone
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
It was terribly busy! We were stuck for ages as they were just happily ambling alongWinterWarrior said:Lovely beach and I love the traffic jam 😁
We had an escort behind us as well from those that had stopped for a snack on the way "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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