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Small steps lead to big changes...

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  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    NeverendingDMP said:
    Is the wall fairly flat..our neighbours bought a vinyl/sticky back type wallpaper for a wall in there daughter's room. Not totally sure what is was but it looks nice. And that way in years to come if it gets peeled off a bit of lockdown history has been saved 
    I think that is probably well above my skill level, I'd mess it up.  The wall is grubby and marked, so I think painting it will much improve it.  I do have photos from when she did it :D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We've had a nice day.  The easter egg trail was nice, and warm in the sun.  Despite it being quite hilly in places, I managed to get around ok and I'm not in too much pain.  Fingers crossed my knee is starting to improve!

    We did the tip run on the way, and so got rid of the bed, the mattress, a bag of electricals, and a few other bits.  It's always nice to go out with a car full and come back empty!  The chest of drawers is up in little miss's bedroom and she's been organising it.  Tomorrow I will have a look at moving some other stuff and starting on little jwil's room.

    Chilled out a bit this afternoon, I did buy a book at the NT place as well.  I'm busy listing some stuff on eBay at the moment, fingers crossed for some sales!  DH has been tackling his ever growing stack of newspapers thankfully!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    25 listings done.  Just finished in time for Wild Isles. :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,737 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are on fire!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    You are on fire!
    Thank you :grin: 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD £6

    Jan - £141
    Feb - £139
    March - £89
    April £10
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,262 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Morning. Well done on the walk. We have sunny but cold.weather here. Fresh I think is the term. If your weather is like that then I'm quite envious as your walk sounds lovely. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • CRANKY40
    CRANKY40 Posts: 5,918 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Well done for managing some "me" time. Hopefully your knee is on the mend now. I did the bedrooms yesterday (HT's was horrendous) so just downstairs to do today. It's lovely and sunny here so gardening first even if I do have to wear a coat.
  • savingholmes
    savingholmes Posts: 28,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your home plans are coming along. Well done on the walk. Good luck with the guttering. Enjoy your time off.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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