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  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have very much enjoyed doing nothing but basking in the sun with a book today :)  The kids enjoyed their first aid course too which is good.

    Tomorrow's meant to be dull/wet again, so I shall have another pottering day.  The kids have a friend coming over for a couple of hours, so they will enjoy that.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on what you got done.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Try a carboard scratching post~~mine both love them.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    jwil said:
    I have very much enjoyed doing nothing but basking in the sun with a book today :)  
    Good for you!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    savingholmes said:
    Well done on what you got done.
    Thank you :)

    beanielou said:
    Try a carboard scratching post~~mine both love them.
    I might do that, thank you. :)

    doingitanyway said:
    jwil said:
    I have very much enjoyed doing nothing but basking in the sun with a book today :)  
    Good for you!
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD £6 (small lottery win)

    Jan - £141
    Feb - £139
    March - £89
    April £18
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I didn't do my walk this morning, feeling tired and achey.  Probably an effect of doing so much sitting around yesterday :D  

    I've moved some furniture around this morning into little miss's room, so got some exercise!  I've also tidied around and cleaned up.

    The kids have disappeared upstairs with their friend so I can potter in peace for a bit.  We are going out later to visit family as well.

    Have a good day everyone :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • EssexHebridean
    EssexHebridean Posts: 24,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you're having a lovely week - you planned it about right with yesterday being such a lovely day for sitting out too - assuming you have similar to us it's way greyer here today! 

    The cardboard scratching post is a good idea, although ours never wanted to know about anything specific she was provided with for the purpose of claw-sharpening - the carpet, sofa and doorframes were apparently quite adequate for her needs, thank you! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    EssexHebridean said:
    Sounds like you're having a lovely week - you planned it about right with yesterday being such a lovely day for sitting out too - assuming you have similar to us it's way greyer here today! 

    The cardboard scratching post is a good idea, although ours never wanted to know about anything specific she was provided with for the purpose of claw-sharpening - the carpet, sofa and doorframes were apparently quite adequate for her needs, thank you! 
    Yes, it's wet here today, definitely picked the right day for a lazy day.

    We got rid of the previous scratcher as she didn't use it, so she's definitely fussy!  She tends to stick to the carpet and stairs, so maybe something that lies flat would suit her better.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The kid's friend who loves animals but doesn't have any pets, wanted to walk the dog, so I've managed to get my walk in after all today :) 

    I did a survey for my water company.  The first question it asked was how much do I pay for my water.  I put in the amount (rated value), and it said 'that's quite expensive, are you sure it's correct?'.  If even the water company thinks my bill is too expensive, then it's probably time to switch to a meter :D:D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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