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Small steps lead to big changes...

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  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another day, another blockage 😡 This really sucks.  I don't think we're abnormal and we've been really trying to be careful, making sure we aren't using loads of toilet paper.

    Happy payday though!  I've got the day off today so we are meant to be heading out.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've updated my spreadsheets and done the money shuffle.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Oh, the toilet blockages sound frustrating.
    Good luck with your PBs. I got frustrated and changed mine but now miss the buzz of possibility..
     
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 July 2024 at 6:55PM
    Oh, the toilet blockages sound frustrating.
    Good luck with your PBs. I got frustrated and changed mine but now miss the buzz of possibility..
     
    It is very frustrating, but i am very tentatively hopeful that something may have cleared this morning. Something ‘popped’ this morning which sounds dodgy but the toilet has been running properly since. 

    I withdrew most of my pbs this month to pay for the bathroom and electrics so with the £100 I added today I’m back to £500. I haven’t won for ages so I agree it’s frustrating but I do like the hope at the end of each month!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    I’m on my 1427 day streak with Duolingo learning Spanish. I enjoy it on the whole. Thought about brushing up my French and German. Tried Greek but abandoned when it started going into another alphabet 😬

    I’m like you I get up early but go to bed early too. 
    That's brilliant!  Do you find it works to improve your language skills?
    Yes definitely. I’ve successfully used my Spanish on holiday. Definitely made a difference. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    I’m on my 1427 day streak with Duolingo learning Spanish. I enjoy it on the whole. Thought about brushing up my French and German. Tried Greek but abandoned when it started going into another alphabet 😬

    I’m like you I get up early but go to bed early too. 
    That's brilliant!  Do you find it works to improve your language skills?
    Yes definitely. I’ve successfully used my Spanish on holiday. Definitely made a difference. 
    That's really good to know.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £8

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £93
    July - £123
    August - £8
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £93
    July - £123
    August - £10
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Already in double figures, well done
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
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