📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Small steps lead to big changes...

1301302304306307374

Comments

  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Friday and Happy Payday!  At long last!  I'm just doing the money shuffle.  Annoyingly I haven't had my elections payment, so I think I'll give it til lunchtime and if I haven't heard anything otherwise, then I will drop them a line.  I went back and checked the letter and it definitely said the end of May.

    I've cleaned the bathroom and got my bedding in the wash.  It's looking like another nice day.  I need to clean through the house as it's feeling grubby, but other than that, not a lot planned today.  I need to do the patio again as it looks like a jungle again.  It's amazing how high it gets in a week or so.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    420-453. Greetings cards
    454. Balance buddy
    455. Tail gator
    456-458. Books
    459-460. Trains
    461-464. Wagons
    465. Lego set
    466-467. Torches
    468-469. Trains
    470. Start straight
    471-534, Photos
    535. Tub of craft bits
    536. Box
    537. Book
    538. Litter tray
    539. Scoop
    540-541. Trains
    542. Sleeping bag
    543. Scratcher
    544. Cat litter
    545. Paperwork
    546-547. Cat bowls
    548. Masking tape
    549-550. Washing machine bolts
    551. Leather cleaner
    552. Fly paper
    553. Soda water
    554. Tie dye kit
    555. Bouncy ball kit
    556. Paints
    557-558. Figures
    559. Power pack
    560. Paintbrush
    561-565. Lego sets
    566-568. Figures
    569-573. Baseplates
    574. Train
    575-577. Coats
    578. Dress
    579. Trousers
    580-583. Lego figures
    584-588. Books
    589. Belt
    590. Pen
    591. T-shirt
    592. Mixing bowl
    593. Plastic tub
    594. Lego set
    595-607. Clothing
    608. Wooden box
    609-614. Bank cards



    Declutter totals:
     
    Magazines/papers: 27
    Other: 614

    Total: 641

    Ebay listings: 59
    Ebay parcels: 82


    Survey/other earnings:
    Amazon: £10
    Paypal/cash: £237.43
    Other vouchers:£0
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the money was there.

    Well done on decluttering.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the money was there.

    Well done on decluttering.
    Thank you :) 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £2
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £4
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    A village fete sounds idyllic. 
    Funds are looking good
    Glad you found the missing elections money
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A village fete sounds idyllic. 
    Funds are looking good
    Glad you found the missing elections money
    It's one we always go to, it's quite a nice one.  Little miss had a great time having a pony ride and having a go at croquet.  I had a nice browse at the plant and book stalls but didn't buy anything 😇
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.