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Small steps lead to big changes...

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  • Onebrokelady
    Onebrokelady Posts: 7,950 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    😂😂at the cat, one of ours gets constipated so we give him lactulose which does the trick,it’s not as severe aa a laxative but does depend on them drinking enough to make it work. I have to syringe it down his throat and he hates it but it stop ps him ending up at the vet with an impaction 🤢🤢
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • jwil
    jwil Posts: 22,621 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    Happy Easter, I hope you have lovely weekend. I haven’t bought any Easter treats at all and I’m now regretting my life choices 😀😀
    Thank you :)  Well done for being restrained!  You could always sneak out and try and get some half price ones today :D 
    I went to my local MrT today and they didn’t have a single one left so I bought a choclate cake instead 😂
    Hope you enjoyed it!  They don't usually have much left here either.  I didn't go and look as we've got more than enough here!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,621 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    😂😂at the cat, one of ours gets constipated so we give him lactulose which does the trick,it’s not as severe aa a laxative but does depend on them drinking enough to make it work. I have to syringe it down his throat and he hates it but it stop ps him ending up at the vet with an impaction 🤢🤢
    Mine hates being handled, so I prefer to try something hands off if I can.  It's probably coincidence but it seems to have worked thankfully. 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,542 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I wouldn’t know if my cats were constipated as they 💩 outside so well done on recognising that. It’s all glamour here 😆 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 22,621 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2 

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £4
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 29,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope your cat's okay.

    Well done on the PADs.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • jwil
    jwil Posts: 22,621 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope your cat's okay.

    Well done on the PADs.
    Thank you.  She's eaten a little bit today, so hopefully picking up again.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,621 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We went swimming today, so I feel like I've had a nice workout today.  We managed to crack something that little miss has been struggling with in her lessons, so that is also a good result.  Little jwil was really helpful teaching her.

    Not much else achieved today.  I'm enjoying slow living!

    Today's food:

    Breakfast - hot cross bun and nectarine
    Lunch - Lentil soup and easter egg
    Dinner - Sausages, carrot and swede mash, peas and beetroot.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I love it when little ones have a breakthrough  :)
    Food sounds nice 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
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