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  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    jwil said:


    A pic from yesterday 
    Food for the soul. 
    Definitely :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Happy Easter, I hope you have lovely weekend. I haven’t bought any Easter treats at all and I’m now regretting my life choices 😀😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Easter, I hope you have lovely weekend. I haven’t bought any Easter treats at all and I’m now regretting my life choices 😀😀
    Thank you :)  Well done for being restrained!  You could always sneak out and try and get some half price ones today :D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2 

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £2
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 9,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I love the beach photos.  :)

    Yes, you do make the best of your NT membership.

    Feel free to ignore me and bear in mind I eat a lot  :D but your food doesn't seem enough. Could you add a jacket sweet potato or another complex carb to your lunch maybe?

    Enjoy the BH  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a good break and got to see the sea again. I'm looking forward to taking a trip out and going to see the sea myself - will aim for some time in April. 

    Good luck with the healthy eating. I've been giving contraband / high fat items away to family and friends - but have kept some mini eggs as treats.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 April 2024 at 5:44PM
    I love the beach photos.  :)

    Yes, you do make the best of your NT membership.

    Feel free to ignore me and bear in mind I eat a lot  :D but your food doesn't seem enough. Could you add a jacket sweet potato or another complex carb to your lunch maybe?

    Enjoy the BH  :)
    Thank you :)  No one's ever told me I don't eat enough, thank you :D:D 

    However,  I do eat large portions.  It was a big bowlful of strawberries and blueberries and a couple of big spoonfuls of yoghurt.

    I didn't eat the salad at lunchtime as I wasn't hungry, but I did then eat a handful of pringles and a small easter egg! So I'm not short on calories. 🙄  I'm not a fan of sweet potato (or any potato really) so don't tend to eat it too often. 

    It's a decent size gammon steak, and that with the egg will be filling enough for me with the veg.

    Thank you for the input though, it definitely helps.

    Glad you had a good break and got to see the sea again. I'm looking forward to taking a trip out and going to see the sea myself - will aim for some time in April. 

    Good luck with the healthy eating. I've been giving contraband / high fat items away to family and friends - but have kept some mini eggs as treats.

    Thank you, I hope you get to the sea soon.

    Thank you, I'm sure it will be an up and down journey as can be seen from today's efforts!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 April 2024 at 5:54PM
    I didn't manage to get into the garden today as by the time I was considering it, it started raining.

    The kids disappeared upstairs for a while so I did a short workout via the fitness app on the tv.  I thought there was a you tube app, but I couldn't find it, so I'll have to check the you view box.  I could always plug in the fire stick if need be.  I definitely worked some muscles I don't normally use!

    I bought some laxative for the cat (on advice from the vet), and it arrived today.  According to the packaging, cats go wild for the flavour and will lap it up if you put it on their feet.  My cat looked at me with disgust and wandered around for ages with a dollop of it on her foot :D:D  It did disappear eventually so hopefully she ate it.  Maybe now she's tried it she'll go wild for it next time.

    I've set up a new standing order to the mortgage for the amount that rounds our monthly payment up to the nearest hundred.  At least we'll still be overpaying, even if I'm not padding there any more.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    jwil said:
    Happy Easter, I hope you have lovely weekend. I haven’t bought any Easter treats at all and I’m now regretting my life choices 😀😀
    Thank you :)  Well done for being restrained!  You could always sneak out and try and get some half price ones today :D 
    I went to my local MrT today and they didn’t have a single one left so I bought a choclate cake instead 😂
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
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