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Small steps lead to big changes...

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  • jwil
    jwil Posts: 22,627 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2, 

    Jan - £319
    Feb - £135
    Mar - £103
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,627 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I haven't updated the declutter list since the beginning of Feb, so better catch up before the Easter Holidays.

    142. Soft toy
    143-144. Imaginext buildings
    145-149. Vehicles
    150-164. Figures
    165. Lego set
    166-169. Train wagons
    170. Train
    171. Hankie
    172-174. Bird feeders
    175-178. Paintbrushes
    179-184. Figures
    185-186. Towels
    187. Bedsheet
    188-193. Clothing
    194. Toy
    195-257. Clothing
    258. Remote control car
    259-260. Figures
    261. Work trousers
    262-264. Lego figures
    265-273. Figures
    274. Book
    275. Soft toy
    276. TV remote
    277-304. Books
    305. McD Toy
    306. Box
    307-310. Books
    311. Sealant
    312. Lego set
    313-314. Power packs
    315-329. Trains
    330. Playset
    331. Remote control train
    332-333. Hand controllers
    334-337. Track supports
    338. Dressing up costume
    339. Blaze playset
    330-360. Thomas track
    361-370. Thomas trains
    371. Lego set
    372. Work trousers
    373. Hot water bottle
    374-410. Cards
    411. Track
    412. Train
    413, Shoes
    414. Wooden spoon
    415-416. Mobile phone
    417. Tablet
    418. Bob the builder toy
    419. Bowl



    Declutter totals:
     
    Magazines/papers: 5
    Other: 419

    Total: 424

    Ebay listings: 24
    Ebay parcels: 64


    Survey/other earnings:
    Amazon: £0
    Paypal/cash: £159.71
    Other vouchers:£0
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 97,027 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Awesome 🤩 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,627 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Awesome 🤩 
    Thank you :)  I think I've got my mojo back at long last :grin:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • teapot2
    teapot2 Posts: 3,607 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sounds like an excellent plan for the holidays and glad your mojo has reappeared :)
  • savingholmes
    savingholmes Posts: 29,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Excellent news you've found your mojo. I love the Alice film - and it's reference to 'muchness'. I relate to that and you as I have been working hard to rediscover my 'muchness' and decide where my life will go from here.

    An extra rug sounds great - as do the chair covers. I have lots of chair covers in my house and they make such a difference.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I’m loving the rediscovered mojo ✨
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 97,027 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    jwil said:
    beanielou said:
    Awesome 🤩 
    Thank you :)  I think I've got my mojo back at long last :grin:
    So many pleased for you. Don’t overdo it though. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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