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Comments
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Glad you felt better today.
How annoying on the VR quote - as you say good to get it resolved.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/251 -
Thank yousavingholmes said:Glad you felt better today.
How annoying on the VR quote - as you say good to get it resolved.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £3, yesterday £2
Jan - £319
Feb - £135
Mar - £83
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
We're back from a slightly underwhelming break in Cornwall!
It was very wet, but we did manage to get out and about regardless, and the seaside is always good for the soul. Today was better weather but the kids are still not 100% so we came back earlier than we normally would. We did still manage a final beach visit on the way home though.
We had loads of problems with our caravan which is saying a lot as we have very low expectations on a cheap break!
At one point, there were two staff members trying to break into the caravan as the lock had broken. I commented on how they were more secure than I expected as it was taking so long to get in, and they said they can normally get into them in around 30 seconds, so it wasn't normal.😆
I will probably submit a complaint, but won't expect anything as we didn't report most of it while we were there as we didn't want to waste our only full day there waiting for people to deal with stuff, or waiting to change caravans. We arrived as reception was closing on Friday so couldn't report it then, and on Saturday we'd gone out before they were open again. We did come back while they were open because we knew the lock was iffy and didn't want to risk not being able to get back in (which we couldn't so it was a good job we did!). There is also a long list of stuff not working right or at all, so it was quite disappointing overall. But it was still nice to get away for a bit.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Hi jwil, welcome home. Definitely have a good complain and list everything, including why you couldn’t complain at the time. They should offer you some money back, or some kind of compensation, if they don’t want the bad publicity.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
I agree with WinterWarrior. Complain you never know what might come of it.
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Glad you’re feeling human again. When you’re not well you forget how it feels to feel normal.Definitely complain about the caravan.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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No harm in complaining.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank you everyone, I'll try and do the complaint later while it's all still fresh in my mind!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Today's PAD - £2
Jan - £319
Feb - £135
Mar - £85
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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