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Small steps lead to big changes...

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  • jwil
    jwil Posts: 22,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Finally updating the declutter list as there's no more room on the paper :D 

    1. Scalextric track
    2-3. Scalextric hand controllers
    4-6. Coats
    7-13. Clothing
    14. Sheet
    15. Bag
    16. Christmas decoration
    17. Socks
    18. Plastic mat
    19. Wooden box
    20. Rucksack
    21. Phone case
    22. Toy kitchen bits
    23. Puzzle
    24. Headphones
    25. Paperwork
    26. Artwork
    27. Figures and accessories
    28. Lego figure
    29. Book
    30. Notebook
    31. Socks
    32. Work boots
    33. T shirt
    34. Dress up costume
    35. Lego
    36. Scalextric parts
    37. Lego set
    38. Book
    39-95. Clothing
    96. Remote control car
    97. Lego set
    98. Wrist blood pressure monitor
    99. Dog collar
    100. Swim hat
    101. Mirror lenses
    102-105. Thomas trains
    106. Stickers
    107. Action figure
    108. Soft toy
    109. Ball
    110-118. McDonalds toys
    119. Clock
    120. Wand
    121. Eyepatch
    122. Plastic case
    123. Hat
    124-125. Mr Tumble toys
    126. Notebook
    127-129. Yoyos
    130. Cat bell
    131. NT guide
    132. Shoes
    133. Wooden gate
    134. Pair gloves
    135. Action figure
    136. Superglue
    137. Water bottle
    138-141. Kitchen items
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • in_need_of_direction
    in_need_of_direction Posts: 7,903 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You have been busy decluttering 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • jwil
    jwil Posts: 22,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 February 2024 at 5:46PM
    Declutter totals: 
    Magazines/papers: 2
    Other: 141

    Total: 143

    Ebay listings: 23
    Ebay parcels: 11


    Survey/other earnings:
    Amazon: £0
    Paypal/cash: £93.57
    Other vouchers:£0
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    in_need_of_direction said:
    You have been busy decluttering 
    It's mostly DH's efforts to be honest but a nice lot gone from the house!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    That’s an amazing dent in the clutter ⭐️ I really admire your tenacity as I can never keep it up! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Sun_Addict
    Sun_Addict Posts: 24,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a fantastic result for January well done 👏 February off to a flying start too. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • savingholmes
    savingholmes Posts: 29,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are off to a flying start on 2024's PADs. Sorry job uncertainty remains.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • Less_Talk_and_More_Action
    Less_Talk_and_More_Action Posts: 260 Forumite
    Sixth Anniversary 100 Posts Name Dropper Combo Breaker
    Just caught up since the beginning of the week.  Great progress in so many areas.  You seem to have built some great habits which are getting really consistent.   It helps me to see the progress that can be made by small and consistent changes.   

    L x 
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