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Happy happy shiny new diary.
You are just awesome & so much more inspirational than you know.
You just keep on going on with such amazing results.
Here is 2023 for you bxxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thank you
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Aww thank you very muchbeanielou said:Happy happy shiny new diary.
You are just awesome & so much more inspirational than you know.
You just keep on going on with such amazing results.
Here is 2023 for you bxx "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £3.
Jan - £9
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Back to work now. It's chucking it down and blowing a gale outside, hope it eases off by school time.
Most of the DDs have come out now, it's seemed a long time between payday and today with the bank holidays. I never feel right until they've been paid
I'm at my desk now, and there's a huge gap behind me where the bulky items were stored. It's so nice having the space, and no more squeezing past. Small things!
Have a good day everyone "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Bet you smile every time you catch sight of the spaceMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.3
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I’m just the same, I heaved a big sigh of relief when the big direct debits went out this morning. They feel like a debt until they are paid each month.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Happy new diary and happy new year! I'm subscribed as although I've dipped into your diaries before, this feels like a good point to join you for the final stretch (and I'm confident that is where you are now!) if that's OK!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
I was in the office yesterday, so didn't get to take advantage. Today I'm working from home, so will be able to fully enjoy itin_need_of_direction said:Bet you smile every time you catch sight of the space
It's funny isn't it. Despite having a budget, I never feel like I know how much money I have left until they are goneWinterWarrior said:I’m just the same, I heaved a big sigh of relief when the big direct debits went out this morning. They feel like a debt until they are paid each month.
Thank you and welcome! It's always nice to have visitors. I feel (and hope!) that I'm on the final stretch now. It feels like I'm finally making progress. Funnily enough, I am working my way through your old diary at the moment!EssexHebridean said:Happy new diary and happy new year! I'm subscribed as although I've dipped into your diaries before, this feels like a good point to join you for the final stretch (and I'm confident that is where you are now!) if that's OK!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD - £2.
Jan - £11
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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