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It really isbeanielou said:Reading is food for the soul.
Thank you, yes they are all very important!EssexHebridean said:Ahhh reading, swimming, and the ability to put the heating on - all priceless in their own ways. Well done too for realising that your MH isn't great at the moment and taking steps to treat yourself kindly over it. It's so easy to convince ourselves that we have to just keep on keeping on, and it reakly isn't helpful.
I think this must be the first time in ages I haven't got a huge to do list, even just stuff I want to do. It's a nice change."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
We've had a nice relaxed day today. Swimming was good and I managed to change little miss's lesson while I was there. She went up a stage last week, but it wasn't showing online for me to find the next class, so that's all sorted now.
Stopped at Mr M on the way home to pick up a few bits, with a panic because I couldn't find my phone. It has my main cards in it. Luckily I had my card holder with the cards that I don't normally use, as I just use the accounts as pots. I could remember the pin for one, so used that. Found my phone at home thankfully!
I resubscribed to Disney plus so that I could watch the programme hosted by Keanu Reeves 😍. I was having a scroll through yesterday and there's loads on there I'd like to watch including loads of films I haven't seen for years, so I suspect it will be staying for a while. I started this afternoon by watching Dead Poet's Society. "Oh Captain my Captain". Love that film. Such a loss Robin Williams was."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I loved Robin too. Keanu also good.
Glad you are feeling better and the heat is helping.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
Thank yousavingholmes said:I loved Robin too. Keanu also good.
Glad you are feeling better and the heat is helping. I watched Speed last night as well. I've been enamoured with Keanu since I was 13/14. DH knows his place in that hierarchy 
Another lazy day today. I did declutter a few bits but haven't counted them yet as they've been added to a pile that needs to be sorted to determine where it's going - ebay, charity etc.
I watched the Famous Five today on iplayer. I was quite disappointed as it was the famous five in name only. I'm too much of a purist I like the original 70s series!
A family member has been diagnosed with a genetic condition, and it is recommended I get tested for it. I had a look back through my medical history and think various blood results which would have shown an issue are ok, so I've probably avoided it. I shall get in touch with my GP in the new year though for advice. I shall at that point have the blood test for my sugars that I've been putting off for months! I did spot the weight I submitted last year, and am almost exactly the same this year. I suppose it's good in one sense, as I did put on weight earlier this year, and have lost it again, but equally I've been the same weight for a few years now so whilst I'm glad I'm not putting on, it's a shame that it's not going down. More effort needed there!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I feel you on the weight - mine is very up and down but not by much.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
It's frustrating isn't itsavingholmes said:I feel you on the weight - mine is very up and down but not by much.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £253
August - £173
September - £120
October - £151
November - £175
December - £132
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Another quiet day today. I could get used to this!
I sorted through the Christmas food today, to see what we need to get, and I think we've got everything other than the turkey for Christmas day and the gammon for Boxing day. I'm pleased about that. We'll go out early on Saturday to get those. I stocked up on the 15p veg the other day as that should last a while in our porch which is unheated.
The kids wrapped their gifts and made cards today. I found a missing mobile which is good, it had obviously fallen into the wrapping paper box.
I had a phone call from the boiler company to say they are sending out an electrician to do some additional work relating to the boiler. No cost to us so that's good.
I very rarely get access to the TV as everyone else is normally watching it, so I'm quite enjoying the novelty at the moment. I'm not normally fussed. Today's viewing was the Railway Children (the 70s version).
Tomorrow we will go out and get some fresh air!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Today's PAD - £2
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £253
August - £173
September - £120
October - £151
November - £175
December - £134
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £2
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £253
August - £173
September - £120
October - £151
November - £175
December - £134
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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