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Debt free and staying that way while I re-evaluate life and keep blood sugar levels down
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Humdinger1 said:Thanks @Sun_Addict. I hope to hear post- appointment on Tue that I have reversed it; I was on the cusp in Nov. I've lost over 2 stone since June but close to 5 over a few years....I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Humdinger1 said:Thanks @Sun_Addict. I hope to hear post- appointment on Tue that I have reversed it; I was on the cusp in Nov. I've lost over 2 stone since June but close to 5 over a few years....Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p17 -
That is fantastic progress, well done. I hope you get the good news at your appt."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6
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Thanks everyone; I hope it will be within a few days as the blood hasvto go off to a lab and then the results uploaded. I will have to be patient...this is where I start channelling Mutley xx7
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Yay,so glad you have started a diary. I always love reading your comments on others diaries 😊
I'm 59 and came from a family with not a lot of money that morphed into one that was comfortable enough not to have to worry about paying for things. I was brought up to save and I absolutely loved saving. I saved and bought myself my first pony along with my half sister and we paid for his keep ourselves at 12 years old.
Fast forward to 18 when I met my ex and my world changed again. He worked away on oil tankers for three months paying no tax because he was working in the UAE. He would come home for six weeks and we would blow the lot on partying and just gadding about on his very expensive Harley Davidson Motorbike.
We moved in together about 3 months after we met and it was downhill all the way. I got pregnant and we bumbled along until he lost his job and things got even worse. We were then on benefits for a long time and got to the point of selling belongings to buy food🙀 he had a drug habit so the money never went far. Fast forward several years after he persuaded me to give up my council house to buy a house together ( finished with drugs now and had a good job) bought this house and he then left me to emigrate with another women. I got into debt trying to give my daughters the life I thought we should have had if he was still here.
Four years ago I realised I was in real trouble and came here. I'm still in trouble from a sense of I will never pay off my debt but it's slowly being paid back and I'm able to live carefully on what I earn
Foxgloves theory is spot on I think 😊Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,12013 -
I think that the honesty and shared learning on these boards is fantastic. It's often interspersed with humour as we look back at the things we did and the lessons we now wish we'd learned earlier.
We had a conversation with friends yesterday over a glass of wine when they shared that they still have a mortgage, a loan and some credit card debt but that their retirement lump sum will pay some of this off. OH announced that MrsBlackcats is really good with money - I nearly spluttered my Pinot all over the table. He said that I had a monthly budget, had reduced grocery spends, had got savings and always got cash back etc if I could. All of which is actually true but is so new to me and so different to former me that it came as a pleasant surprise.
I genuinely attribute my ongoing reformation to this site and the wisdom gleaned from the diaries I read.
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But how nice that he acknowledges all that you have done to improve your joint circumstances.
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Sun_Addict said:I panic if I start running out of veg but realise it’s there to be used up before it goes off.
Me too! (5 stone in my case) It was a complete revelation, having been told my entire adult life to eat low fat to be healthy 🙄 (I eat meat, cream, greek yogurt, butter and cheese every day and still lost 5 stone, reduced my blood pressure and cholesterol…)A work colleague completely reversed her type 2 diabetes by going low carb, losing 6 stones in the process
The goal was to get my HbA1c below diabetic levels but the weight loss was a happy side effect, although it cost me a small fortune in clothes last year (even though I mainly buy from charity shops) - I now own clothes in every size from 20 - 10 (and bras from 36H to 34D 😁).2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur13 -
Yup @jackieblack the diabetes consultant told me herself that fat had been unfairly vilified which pushed most people towards carbs and sugar; this in turn was driving a massive boom in diabetes. I've read books written by a doctor M*k* M*s*l*y and he says the same. Cereal makers back in the 50s apparently had a big part to play, together with other processed food manufacturers. Who'd have imagined...congratulations on your fab results! Xx10
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@Onebrokelady the impact of unsuitable boys...I know my banging on about the importance of getting feet on the ground might bore some people but so much debt is driven by a desire to live in a fantasy world I think. Onwards and upwards love Humdinger xx8
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