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Debt free and staying that way while I re-evaluate life and keep blood sugar levels down

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  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Thanks @KajiKita! Early, as I keep waking up at ludicrous times.  DD is fine thanks and in my view, has dodged a bullet.   I think as @doingitanyway says, given the mix of voluntary, paid and political work I do, projects are the way forward.   I so appreciate all your comments and am heading back to my usual state of sunny delight.   DD agreed that it was pure waste of money to renew house lease for another 6 months so has handed in her notice.  A woman of action! Thank you all for your comments.  @foxgloves, sometimes I have to force myself to walk but am always pleased afterwards.   Love to all Humdinger xx 
  • KajiKita
    KajiKita Posts: 7,682 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    DD sounds like a woman of clarity as well 😊 I’m she is satisfied with her choice. 

    Can you teach me sunny delight ? 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 6,820 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    DD is a very wise young lady, as indeed she would be with you on her team.     Like the irons in the fire approach, lovely to see your updates
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Queen_of_the_Hive
    Queen_of_the_Hive Posts: 1,191 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Welcome back :smile:

    Sorry to hear things have been tough going with work and your DD's job situ. I agree, I find walks on the beach theraputic. The sounds of the waves, sand underfoot and seeing the sunrise. Plus collecting shells and sea glass a blessing and way from the chaos.

    Hope you feel a bit more energised soon.

    2025 financial goals & challenges!

    1). Mortgage (started Jan 2024) £107,542.12 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 27%

    2). #7 Save 1p a day challenge 2025 £150/£780

    3). £2109.85/£3000 in Investment ISA (34/50 investments)

    4). Increase cash savings & saving pots

    5). Keep debt to a minimum.

    Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump
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