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Resourcefulness: The budgeter's friend
Comments
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Thanks all. Will reply properly at some point. Am currently at A&E. Been triaged. Am next in queue for Primary Care Team. V nice staff.
F x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!10 -
Sorry to hear you are in A&E I hope they can make you comfortable whilst deciding on a suitable treatment plan.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family6 -
Sending love @foxgloves. Glad to hear they are taking you seriously Humdinger xx6
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Oh, my. Sorry you had to go to A&E, but hope they can finally sort you out. Sending healing vibes.xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,764....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £630/3000
.
Studies/surveys April.....£156.32
Decluttering items 1402/2025. 195/2026
Books read 23 in 2025. 2026- 11 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up6 -
I bought two of these (different colours and sizes) both fit and are long enough (not long, but I am over 5'8") and comfortable. One of my "proper" nightdresses was going transparent at the back. 100% cotton it was so old the fabric split the same week the new ones arrived!Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here7 -
Sending love and gentle hugs xx6
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Sending hugs xx6
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Oh goodness Foxgloves - A&E doesn't sound good but I'm glad you're being looked after. I was very bluntly told I was "being booked in for a hysterectomy" a few years ago - and had to fight pretty forcefully to get offered a medical solution rather than the clearly preferred (by them) surgical one. they were utterly astonished when I smiled a pointed out that I wasn't, because a) I'd not consented to any such booking, and b ) we'd not even started discussing what the alternatives were. In the end I DID get a medical route offered - which I am still managing with now - so if you still feel strongly that you'd rather not undergo surgery it may be worth being at least a little stubborn, if you feel able to be. of course your situation may well be entirely different to mine, but thought it was worth sharing the experience nonetheless. The best judge of the right path for you is YOU though.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her9 -
Sorry to hear you are at A&E. Hope you can get some sense out of them and are happy with the result.7
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Another one here who is thinking of you Foxgloves. I hope they get you sorted in a satisfactory way soon xMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7
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