We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Resourcefulness: The budgeter's friend
Comments
-
Morning Campers! Mr F has just left for work, Soot has arranged himself on his windowsill blanket & Ash is flat-out on the sofa having clearly pulled another all-nighter. I'm thinking about what I'd like to achieve this week & more particularly, planning the shape of today.
Apart from posting a small parcel, there won't be any money spent. From a budget-friendly point of view, I need to do my Monday morning budget updates, make use of a decent free drying day by pegging out a laundry load (already churning), bake a batch of bread rolls & bottle some more tomatoes. I think today's garden pickings will be a few more pears, a courgette & a pepper. I would like to hoe a border if I have time, to prep it for some new plantings as I have lots of lovely freebies to go in. I also intend to make a batch of chicken soup then freeze the rest of the stock I made yesterday.
Also intend to progress both of my current knitting projects for the presents bag.
Ok, am off to fortify myself with some muesli & coffee.
Wishing everyone a strong week. Wouldn't it be good if we all felt we'd knocked a really decent number of jobs on the head by the end of this week? Let's go for it!
F x
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!4 -
Ooh yes, I remember making pineapple upside down cake at school.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,664....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £190/3000
Studies/surveys September £64.41
Decluttering items 1400/2025. 429/2026
Books read 23 in 2025. 2026- 18 (target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
I have made chocolate sponge pudding with pears and chocolate custard (swapping cocoa for flour or substituting drinking chocolate for sugar) - both work well
Save £12k in 2026 #2 I have banked £10,373.14 in 8 months, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1,959.37 to the end of August. This is too high if there is to be anything lovely for Xmas.
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here3 -
It's good to experiment. I tend to follow the recipe once, then all bets are off!
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.5K Banking & Borrowing
- 254.8K Reduce Debt & Boost Income
- 456K Spending & Discounts
- 248.1K Work, Benefits & Business
- 605.5K Mortgages, Homes & Bills
- 179K Life & Family
- 263.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards