We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The "Save £12k in 2023" Thread!
Options
Comments
-
Morning all, #11 reporting a pleasing £1,325 for October. Happy with that as I've had an unexpectedly spendy month on car repairs.1
-
#8 After sorting out the finance for buying my new car and paying for insurance etc I am left with £200 in my regular saver (saved in October) and will be transferring £500 over to my new loyalty saver with Yorkshire tomorrow. It will be topped up in the next few weeks by a £10k withdrawal from my stocks and shares ISA as buying the car in cash depleted our savings but I am not counting that as just a transfer from stocks and shares to cash.
So for October I can record the grand sum of £700 and will be starting again. I won't make £12k by the end of the year but may make £5k so am resetting my target.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
Huge thank you to @enthusiasticsaver and @Suffolk_lass for reviving this thread. I can't update for the spreadsheet this year as things have gone a bit haywire this year savings wise. If you are running the thread again next year I'll definitely join that, in the meantime though I'll follow along here and cheer everyone on.
0 -
#59
managed £550 in october to make the total now at £10,562
2 -
#47 Owen1991 reporting £250 for October.Mortgage Start - £188,714 | Overpayments Made - £01
-
#20 reporting £74.96 for October.
My debt-free diary: Go your own way
Save £6k in 2025 #19 £949.94/£6,000
Save £10k in 2024 #10 £12,013.63/£10,000
Save £12k in 2023 #20 £7,040.55/£12,0001 -
An extra £250 saved for October so back up to £950. Payday tomorrow so there will be the savings shuffle then.Spreadsheet updated.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80002 -
george4064 said:george4064 said:george4064 said:george4064 said:george4064 said:#7 declaring £4,907.51 for February.
Bonus was paid this month which was the main contributing factor, also recently got engaged with my girlfriend so now have a wedding to plan and budget for. Finally, also landed a new job which means (hopefully) more interesting work, decent pay rise and more opportunities in general!
Deployed some new money to my S&S ISA early in March, but need to keep a relatively high cash balance to account for future expenses mentioned above (plus renovations on the horizon).
Happy saving all!
Wedding costs are starting to take a dent in the savings and have a honeymoon to sort as well! S&S ISA contributions will almost certainly be zero for the foreseeable future, at least the pension conts will keep ticking along in the background.
New job started in June which has been going well so far. Decided to up my pension contributions when sorting out the new one, so that combined with new salary means a sizeable extra amount going in the pension each month.
April - £1,679
May - £1,866
June - £2,093
July - £668
August update will follow in the next few days."If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)3 -
number 4 reporting £1631.80 for October. Taxman returned an overpayment from last year, which has helped a lot.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
Number 5, reporting £1294 for October.About £150 came from interest.£200 into my regular saver.The rest into my EA, saving for next years ISA.Hope you all have a good month.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge3
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards