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Joyous January's NSD Challenge!
Comments
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10/15 for me now - thought we'd need some stuff yesterday but we've done without and adapted what we've got in instead - I will need to get some shopping later in the week though as have more visitors at the weekend!DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'3 -
2 more from yesterday and today 11/18 thanks cathybird x3
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A NSD today! 😊
12 out of 15 😊👏💪
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I know it's half way through the month already but can I join. I would love to aim for 10 but I'm dreadful at it and only at 3 which includes today lolDebt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot3
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Day 13 todayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20233 -
One more for me.
Now 8/15
Saving for Christmas 2023 - £1 a day: #16. £90/£365
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/3653 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Just catching up, I’m on day 7. I count grocery shopping as a spend day, is that correct?
£2 Savers club £0/£150
1p a day £/2 -
Another NSD today.2025 decluttering: 3,993🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 341🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 5/25Arwen 1/10
beanielou 16/15
bekah89 13/15
cathybird 12/15
cherry 22 8/10
CMD79 9/16
craftingmad 3/15
Crazycatlady2 12/20
Diane1276 10
funfairprincess 3/10
GeorgianaCavendish 11/17
gm2917 6/15
HappyFriday05 6/8
herebeme 8/15
jammy dodger 11/18
KajiKita 12/15
Karb 6/15
Lanky larry 2/20
leftatthetrafficlights 10/15
lindsaygalaxy 7/15
LittleMissDetermined 7/10
LLM2018 12/20
Makingabobor2 10/15
Money Choices 15
MrsCautious 14/15
MummyRivett 7/25
newroadahead 8/10
outoftheviciouscircle 6/15
QueenJess 10/20
Rupacomp 8/15
Saver-upper 9/15
short bird 11/18
SueP19 3/10
try harder 11/21
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