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Joyous January's NSD Challenge!
Comments
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Did loads of spend today: weekly grocery shop, two new tyres, petrol, new mascara, gunky toe gloop, light bulbs, fava beans and paid hubby back my half for firewood and the lump of oak that will become our new mantlepiece.Remaining at 10 NSDs.
Interesting how it feels to have such organised spending - I have been wanting to buy the mascara and gunky toe gloop since last Sunday, but I was like “wait, don’t spoil your NSD number …..” 😂
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
KajiKita said:Did loads of spend today: weekly grocery shop, two new tyres, petrol, new mascara, gunky toe gloop, light bulbs, fava beans and paid hubby back my half for firewood and the lump of oak that will become our new mantlepiece.Remaining at 10 NSDs.
Interesting how it feels to have such organised spending - I have been wanting to buy the mascara and gunky toe gloop since last Sunday, but I was like “wait, don’t spoil your NSD number …..” 😂
KK'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
JSF: £0/£2000
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
JanuaryOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAdeley 5/25Arwen 1/10
beanielou 14/15
bekah89 12/15
cathybird 10/15
cherry 22 7/10
CMD79 9/16
craftingmad 3/15
Crazycatlady2 9/20
Diane1276 10 funfairprincess 3/10
GeorgianaCavendish 8/17
gm2917 5/15
HappyFriday05 5/8
herebeme 7/15
jammy dodger 9/18
KajiKita 10/15
Karb 6/15
Lanky larry 2/20
leftatthetrafficlights 8/15
lindsaygalaxy 1/15
LittleMissDetermined 5/10
LLM2018 10/20
Makingabobor2 10/15
Money Choices 15 MrsCautious 12/15
MummyRivett 7/25
newroadahead 7/10
outoftheviciouscircle 5/15
QueenJess 8/20
Rupacomp 7/15
Saver-upper 7/15
short bird 9/18
try harder 11/21
Newcomers welcome
2 -
cathybird said:@KajiKita I often find if I hold off on things I don't buy them at all, I just slowly forget about them, but if I do buy them I know it's because I wanted them and it wasn't just a passing urge ... which is useful I think? xx
The toe gloop and the mascara where nescesary though.KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
@leftatthetrafficlights Sorry, TMI? 😉😂
I have a long middle toe on my right foot that rubs in almost all footwear 😢 This leads to pressure on my toenail which starts to become a bit ingrowing/fungally. The toe gloop is a nail softener that also helps control the fungus a bit. Makes my foot functional 🤷♀️😉
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Another one today, making 10/15Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £750/£3000
.
Studies/surveys October £36.23
Decluttering items 1347/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
was really hoping for one today but my car stopped outside my fav bakers and i happened to have some loose change that i usually keep in car for eggs but it went on cake instead 😋 better luck tomorrow have a great weekend folks x3
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KajiKita said:@leftatthetrafficlights Sorry, TMI? 😉😂
I have a long middle toe on my right foot that rubs in almost all footwear 😢 This leads to pressure on my toenail which starts to become a bit ingrowing/fungally. The toe gloop is a nail softener that also helps control the fungus a bit. Makes my foot functional 🤷♀️😉
KK'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
JSF: £0/£2000
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'3 -
another one today 7/10
Thank Cathybird again
NRANewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£1166/£13782
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