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Joyous January's NSD Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 7,803 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Did loads of spend today: weekly grocery shop, two new tyres, petrol, new mascara, gunky toe gloop, light bulbs, fava beans and paid hubby back my half for firewood and the lump of oak that will become our new mantlepiece. 

    Remaining at 10 NSDs. 

    Interesting how it feels to have such organised spending - I have been wanting to buy the mascara and gunky toe gloop since last Sunday, but I was like “wait, don’t spoil your NSD number …..” 😂

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita said:
    Did loads of spend today: weekly grocery shop, two new tyres, petrol, new mascara, gunky toe gloop, light bulbs, fava beans and paid hubby back my half for firewood and the lump of oak that will become our new mantlepiece. 

    Remaining at 10 NSDs. 

    Interesting how it feels to have such organised spending - I have been wanting to buy the mascara and gunky toe gloop since last Sunday, but I was like “wait, don’t spoil your NSD number …..” 😂

    KK
    Gunky toe gloop????!!! 😳😂😂😂
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • cathybird
    cathybird Posts: 15,674 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 January 2023 at 10:09PM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    Adeley 5/25 imageimage
    Arwen 1/10 image beanielou 14/15 imageimageimage bekah89 12/15 imageimageimage cathybird 10/15 imageimageimage cherry 22 7/10 imageimage CMD79 9/16 imageimage craftingmad 3/15 image Crazycatlady2 9/20 imageimage Diane1276 10 funfairprincess 3/10 image GeorgianaCavendish 8/17 imageimage gm2917 5/15 imageimage HappyFriday05 5/8 image herebeme 7/15 imageimage jammy dodger 9/18 imageimage KajiKita 10/15 imageimageimage Karb 6/15 image Lanky larry 2/20 image leftatthetrafficlights 8/15 imageimage lindsaygalaxy 1/15 image LittleMissDetermined 5/10 imageimage LLM2018 10/20 imageimageimage Makingabobor2 10/15 imageimageimage Money Choices 15 MrsCautious 12/15 imageimageimage MummyRivett 7/25 imageimage newroadahead 7/10 imageimage outoftheviciouscircle 5/15 imageimage QueenJess 8/20 imageimage Rupacomp 7/15 imageimage Saver-upper 7/15 imageimage short bird 9/18 imageimage try harder 11/21 imageimage
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,674 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @KajiKita I often find if I hold off on things I don't buy them at all, I just slowly forget about them, but if I do buy them I know it's because I wanted them and it wasn't just a passing urge ... which is useful I think? xx
  • KajiKita
    KajiKita Posts: 7,803 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    cathybird said:
    @KajiKita I often find if I hold off on things I don't buy them at all, I just slowly forget about them, but if I do buy them I know it's because I wanted them and it wasn't just a passing urge ... which is useful I think? xx
    This is what I was thinking. I have loads of books in my AM@zon wish list that I have since forgotten about!! 😉

    The toe gloop and the mascara where nescesary though. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,803 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    @leftatthetrafficlights Sorry, TMI? 😉😂

    I have a long middle toe on my right foot that rubs in almost all footwear 😢 This leads to pressure on my toenail which starts to become a bit ingrowing/fungally. The toe gloop is a nail softener that also helps control the fungus a bit. Makes my foot functional 🤷‍♀️😉

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Another one today, making 10/15
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £570/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 777

    Books read    15
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    was  really  hoping    for  one   today  but  my  car   stopped  outside  my  fav  bakers and  i  happened  to  have  some  loose   change that  i   usually  keep  in car  for  eggs but  it  went  on  cake  instead 😋  better  luck   tomorrow  have  a  great  weekend   folks x
  • KajiKita said:
    @leftatthetrafficlights Sorry, TMI? 😉😂

    I have a long middle toe on my right foot that rubs in almost all footwear 😢 This leads to pressure on my toenail which starts to become a bit ingrowing/fungally. The toe gloop is a nail softener that also helps control the fungus a bit. Makes my foot functional 🤷‍♀️😉

    KK
    Makes so much more sense now! 😂😂 and no, not tmi - I'm just very easily confused! 😉
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • newroadahead
    newroadahead Posts: 1,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    another one today 7/10

    Thank Cathybird again

    NRA
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£477/£1378
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