📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyous January's NSD Challenge!

1262729313263

Comments

  • Another nsd yesterday more by luck than anything as I was under the weather and didn't venture out

    6/10
    Thank you Cathy bird

    NRA 
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£477/£1378
  • Today was just bread so calling it a NSD even though I also paid for daughters art book but it’s educational so not counting it 
  • Not today, I had another birthday present to buy. I should have been more organised and done these all on the same day - but I guess at least I had already topped up the pot to cover the costs :) 
  • cathybird
    cathybird Posts: 15,735 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 January 2023 at 10:16PM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    Adeley 5/25 imageimage
    Arwen 1/10 image beanielou 12/15 imageimageimage bekah89 10/15 imageimageimage cathybird 10/15 imageimageimage cherry 22 6/10 imageimage CMD79 8/16 imageimage craftingmad 3/15 image Crazycatlady2 8/20 imageimage Diane1276 10 funfairprincess 3/10 image GeorgianaCavendish 7/17 imageimage gm2917 3/15 image HappyFriday05 5/8 image herebeme 7/15 imageimage jammy dodger 6/18 imageimage KajiKita 9/15 imageimage Karb 3/15 image Lanky larry 2/20 image leftatthetrafficlights 1/15 image lindsaygalaxy 1/15 image LittleMissDetermined 5/10 imageimage LLM2018 5/20 imageimage Makingabobor2 8/15 imageimage Money Choices 15 MrsCautious 11/15 imageimageimage MummyRivett 7/25 imageimage newroadahead 6/10 imageimage outoftheviciouscircle 5/15 imageimage QueenJess 7/20 imageimage Rupacomp 7/15 imageimage Saver-upper 7/15 imageimage short bird 8/18 imageimage try harder 11/21 imageimage
    Newcomers welcome :)
  • beanielou
    beanielou Posts: 95,944 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    No 12.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • herebeme
    herebeme Posts: 202 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    I forgot to claim yesterday’s NSD. But today is not as for the bus and might go to the pub after work. 

    Now 7/15 

    Saving for Christmas 2023 - £1 a day: #16. £90/£365
    December 2022 Grocery Challenge: £137.9/£150
    January 2023 Grocery Challenge; £79.12/£150
    February 2023 Grocery Challenge: £2.65/£120
    December NSD: 15/10
    January NSD: 15/15
    February NSD: 1/15
    Make £2023 in 2023: #20. £128.39/£2023
    2023 Decluttering: 3/365
  • KajiKita
    KajiKita Posts: 8,004 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    9 of 15

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    No spend day for me today so thats 11/21.for me
  • QueenJess
    QueenJess Posts: 4,560 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Not one for me today as DS needed new wellies.
    2025 decluttering: 4,925 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 356🥉🥈🥇💎🏆
    Mini freezer challenge +5/-20
    Big kitchen declutter challenge 118/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.