November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Joyous January's NSD Challenge!
Comments
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NSD for Friday as i class a prescription as essential x2
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JanuaryOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAdeley 5/25Arwen 1/10
beanielou 14/15
bekah89 12/15
cathybird 10/15
cherry 22 7/10
CMD79 9/16
craftingmad 3/15
Crazycatlady2 9/20
Diane1276 10 funfairprincess 3/10
GeorgianaCavendish 8/17
gm2917 5/15
HappyFriday05 5/8
herebeme 7/15
jammy dodger 9/18
KajiKita 10/15
Karb 6/15
Lanky larry 2/20
leftatthetrafficlights 8/15
lindsaygalaxy 1/15
LittleMissDetermined 5/10
LLM2018 10/20
Makingabobor2 9/15
Money Choices 15 MrsCautious 12/15
MummyRivett 7/25
newroadahead 6/10
outoftheviciouscircle 5/15
QueenJess 8/20
Rupacomp 7/15
Saver-upper 7/15
short bird 9/18
try harder 11/21
Newcomers welcome
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One more please today! NSD 9/161
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Another NSD today making 9/15Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £750/£3000
.
Studies/surveys October £36.23
Decluttering items 1347/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Hello, it's been a super busy week for me so haven't been able to post. Had a spendy weekend however I've had 5 NSDs this week.
So new total of 10/20 yay
LLMWhen life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£1001 -
7/10 for me today£1 a day for 2023 #58 £165/£3651
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Well done MrsCautious, QueenJess, Karb, GeorgianaCavendish, short bird, jammy dodger, beanie, KajiKita, bekah89, Crazycatlady2, CMD79, Makingabobor2, LLM2018 and cherry 225
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Just catching up, two NSD's this week.Make £2023 in 2023: £401.64/£2023
Feb Grocery challenge: £176.74/£380
Declutter 2023 in 2023: 2/2023
Feb NSD: 5/151 -
Been mia due to no internet access but I'm on 8/15 now 😁'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
JSF: £0/£2000
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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