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Joyous January's NSD Challenge!
Comments
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JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 5/25Arwen 1/10
beanielou 22/15
bekah89 18/15
cathybird 18/15
cherry 22 10/10
CMD79 13/16
craftingmad 3/15
Crazycatlady2 20/20
Diane1276 10
funfairprincess 3/10
GeorgianaCavendish 17/17
gm2917 9/15
HappyFriday05 7/8
herebeme 13/15
jammy dodger 18/18
KajiKita 18/15
Karb 9/15
Lanky larry 10/20
leftatthetrafficlights 16/15
lindsaygalaxy 7/15
LittleMissDetermined 13/10
LLM2018 13/20
Makingabobor2 15/15
Money Choices 15
MrsCautious 20/15
MummyRivett 16/25
newroadahead 11/10
outoftheviciouscircle 7/15
QueenJess 16/20
Rupacomp 11/15
Saver-upper 11/15
short bird 17/18
SueP19 9/10
try harder 15/21
Newcomers welcome
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Another NSD today.2026 decluttering: 388 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 use up challenge: 129🥉 ⭐️🥈🥇 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3001 -
Well done MrsCautious, LittleMissDetermined, KajiKita, GeorgianaCavendish, jammy dodger, beanie, herebeme, short bird, Rupacomp, bekah89, Makingabobor2 and QueenJess
Yay to everyone reaching targets 
3 -
Another day yesterday for me, that makes 9 👍Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot3
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Setting my intent early 18 / 15! 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Good morning.Another early call for an NSD today.Thank you.#15 20 NSDs3
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Another one for me yesterday please mortgage amount as at March 24: £164,467
mortgage end date as at March 24: Jan 20462024 overpayments £769/£1000
Daily interest rates: £8.16/£3.373 -
Been awol due to family stuff but I'm up to 16/15 now! 🙌'Happiness is not a destination but the journey you walk every day'
Jan GC: £74.77/£100
DNF: £1471.53/£6700
Garden sections: 0/21
DNF: 3/45
Save 12k in 2026: #37 £1471.53/£6700
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'3 -
Not today ... bought a 'new baby' present for a good friend 3
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Day 17 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3
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