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Joyous January's NSD Challenge!
Comments
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A NSD for Saturday please as spent but it was from my Christmas money 😁2
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JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 5/25Arwen 1/10

beanielou 14/15


bekah89 12/15


cathybird 11/15


cherry 22 8/10

CMD79 9/16

craftingmad 3/15
Crazycatlady2 10/20


Diane1276 10
funfairprincess 3/10
GeorgianaCavendish 10/17


gm2917 5/15

HappyFriday05 5/8
herebeme 7/15

jammy dodger 9/18

KajiKita 11/15


Karb 6/15
Lanky larry 2/20
leftatthetrafficlights 8/15

lindsaygalaxy 1/15
LittleMissDetermined 5/10

LLM2018 10/20


Makingabobor2 10/15


Money Choices 15
MrsCautious 13/15


MummyRivett 7/25

newroadahead 7/10

outoftheviciouscircle 5/15

QueenJess 9/20

Rupacomp 7/15

Saver-upper 8/15

short bird 10/18


try harder 11/21

Newcomers welcome
3 -
Another NSD today.
2026 decluttering: 388 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 use up challenge: 129🥉 ⭐️🥈🥇 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3002 -
Well done gm2917, leftatthetrafficlights, beanie, Makingabobor2, newroadahead, Crazycatlady2 and QueenJess


2 -
With having done ginormous grocery shopping yesterday( Friday), and me trying to knuckle down and get my tax return done today, it has been NSD #8.
Thank you cathybird.
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
Declaring upfront that today will be an NSD.
11 out of 15 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
NSD 8/10 for me today. Heading out for a walk later but leaving my purse at home
£1 a day for 2023 #58 £165/£3653 -
Up to NSD #10 now
Number 9 was yesterday and number 10 today 3 -
#15 13 NSDs
Paid for a meal, cinema trip and taxi yesterday (daylight robbery for the taxi fare!) which has made me more determined for today and the coming days.3 -
Early call for day 10...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3
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