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PAY ALL YOUR DEBT OFF BY XMAS 2023
Comments
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Morning all, first DD after payday so another £250 added, so I am now
#41 £2043.67 / £12000
MPS.xNovember 2022 - £46,626.96 / May 2025 - £4,770.00
Debt paid off so far - £41,856.96 (89.76%)
Current Challenges:
#10 DFBXMAS25 £9870.00 / £15120.00 (65.27% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary4 -
Final direct debit of the month to Barclaycard of £427.33 so
#42 £1,270.74/£6,000 (21.18%)Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
Paid £500 this month for new total:
#24 - £2,400/£4,384.36DEBT FREE
Starting Debt = £25,046.68 (Nov 2019)
Current Debt = £0
Total paid off = £25,046.68 (100%) June 2023
Pay Debt by Xmas23 #24 - £4,384.36/£4,384.36
Pay Debt by Xmas22 - £4,957.69/£9,342.053 -
Hi All
paid another £57.66
total so far No 30...£1033.77/£7941paid all debts off 2024 yay3 -
Small payment a day £3.81 takes my total now to
#£23 £1348.51/£3000
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund3 -
#57 £528/£24,360
2 payments made today
just curious… one of my debts is 11% interest 😟 how are you working that out when looking at totals?#57Savings : £00.00/ £5,000 Loan - £9, 700 Credit cards - £12,000Over Draft - £1950Total £24,350…Target… to have it all paid up by Xmas 20231 -
Good evening everyone! Another small one for me today £3
Which now makes it
#2 £158/£637.98 25% paid. At the quarter mark now!
Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.2 -
Payday! Yey haha but owed a lot back to holiday pot so only managed a small over payment to the credit card, however that’s cc3 cleared 😄 moving on to cc2 now my totals are
#23 £1438.51/£3000
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund2 -
shayal2 said:#57 £528/£24,360
2 payments made today
just curious… one of my debts is 11% interest 😟 how are you working that out when looking at totals?
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
0 -
Morning
Happy 1st March! Here is the update for the end of February, totals on the first page of this thread will be updated with the payments made for February (a staggering £31626.18!!). Wow what an amazing total everyone! Keep up, lets get this debt paid off!Number Name Target Payments % 1 Shell16 £ 2,666 £1,795.00 67.33 2 Ahall3519 £ 638 £ 158.00 24.76 3 Antomac £ 5,800 £ 323.00 5.57 4 Bekah89 £ 4,000 £ 1,118.81 27.97 5 Doily94 £ 7,077 £ 252.18 3.56 6 Outoftheviciouscircle £ 12,000 £ 1,848.49 15.40 7 Messydebt £ 23,302 £ 1,867.12 8.01 8 Gingerwarrior £ 2,208 0.00 9 Lanky_larry £ 3,675 £ 3,175.00 86.39 10 SupersavingD £ 5,460 £ 749.60 13.73 11 She_always_has_a_plan £ 7,350 £ 579.93 7.89 12 Littlemissdetermined £ 4,713 £ 2,263.00 48.02 14 Pixie-fairydust £ 5,000 0.00 15 LLM2018 £ 5,000 £ 437.80 8.76 16 angelicious £ 3,780 £ 153.31 4.06 17 Blackberrycurved £ 6,000 £ 90.00 1.50 18 Stuartp2000 £ 8,000 £ 2,631.50 32.89 19 Gettingmyshiztogether £ 10,676 £ 801.85 7.51 20 _Dolly_Rocker_ £ 15,246 £ 1,296.58 8.50 21 bigbeff £ 6,089 £ 1,412.01 23.19 22 Buffythedebtslayer £ 4,222 £ 572.00 13.55 23 Jrcoal5 £ 3,000 £ 1,438.51 47.95 24 Birdee £ 4,385 £ 2,400.00 54.73 25 Maeve444 £ 14,258 £ 2,214.90 15.53 26 nomi01 £ 5,000 £ 1,761.54 35.23 27 Randomone £ 10,457 0.00 28 Welshspendthrift £ 11,200 £ 1,527.30 13.64 29 tryingtodobetter £1,975 £ 240.00 12.15 30 gill5blue £7,941 £ 1,033.77 13.02 31 jody51 £18,010 £ 2,495.00 13.85 32 cybertortoise £5,000 £ 740.99 14.82 33 Snoopys_Fiendish_Friend £8,124 0.00 34 jingsmybucket £ 7,000 0.00 35 Irishrose12 £4,500 £ 320.00 7.11 36 Honeysucklelou2 £4,300 £ 555.00 12.91 37 Deleted_User £ 2,565 0.00 38 CMD79 £13,764 0.00 39 The_long_and_winding_road £12,000 £ 2,570.09 21.42 40 Golden_Goose_The £5,478 £ 405.00 7.39 41 MissPennySave £12,000 £ 2,043.67 17.03 42 Keedie £6,000 £ 1,270.74 21.18 43 Living_my_best_life £ 10,377 £ 314.77 3.03 44 Cheesephetamine £6,998 0.00 45 olaf2014 £ 500 £ 64.50 12.90 46 MRMrsR £8,400 £ 1,990.00 23.69 47 Tara66 £4,348 £ 1,343.50 30.90 48 Ega £15,755 0.00 49 Herewegoagainx100 £ 5,750 0.00 50 ZaSa1418 £ 12,000 £ 1,495.29 12.46 51 MillieG90 £17,812 £ 7,054.13 39.60 52 Rochelle13 £15,000 0.00 53 Rdpncp £3,000 0.00 54 kmcld2 £4,786 £ 150.00 3.13 55 BSideBaby £4,800 £ 140.20 2.92 56 real_name_hidden £17,658 £ 475.20 2.69 57 shayal2 £ 24,360 £ 528.00 2.17
Total Target set by Members - £451,403
Total Paid off - £56097.28
12.4%Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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