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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • Morning all, first DD after payday so another £250 added, so I am now

    #41 £2043.67 / £12000

    MPS.x
    November 2022 - £46,626.96 / May 2025 - £4,770.00
    Debt paid off so far - £41,856.96 (89.76%)

    Current Challenges:
    #10 DFBXMAS25 £9870.00 / £15120.00 (65.27% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Final direct debit of the month to Barclaycard of £427.33 so

    #42 £1,270.74/£6,000 (21.18%)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Birdee
    Birdee Posts: 50 Forumite
    Third Anniversary 10 Posts Name Dropper Photogenic
    Paid £500 this month for new total:

    #24 - £2,400/£4,384.36
    DEBT FREE
    Starting Debt = £25,046.68 (Nov 2019)
    Current Debt = £0
    Total paid off =  £25,046.68 (100%) June 2023

    Pay Debt by Xmas23 #24 - £4,384.36/£4,384.36
    Pay Debt by Xmas22 - £4,957.69/£9,342.05

  • Hi All
    paid another £57.66
    total so far No 30...£1033.77/£7941
    paid all debts off 2024 yay

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Small payment a day £3.81 takes my total now to 
    #£23 £1348.51/£3000
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • shayal2
    shayal2 Posts: 17 Forumite
    Eighth Anniversary 10 Posts Name Dropper Photogenic
    #57   £528/£24,360

    2 payments made today 

    just curious… one of my debts is 11% interest 😟 how are you working that out when looking at totals? 
    #57Savings : £00.00/ £5,000 Loan - £9, 700 Credit cards - £12,000Over Draft - £1950Total £24,350…Target… to have it all paid up by Xmas 2023
  • Good evening everyone! Another small one for me today £3

    Which now makes it 

    #2 £158/£637.98 25% paid. At the quarter mark now!
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Payday! Yey haha but owed a lot back to holiday pot so only managed a small over payment to the credit card, however that’s cc3 cleared 😄 moving on to cc2 now my totals are 
    #23  £1438.51/£3000
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    shayal2 said:
    #57   £528/£24,360

    2 payments made today 

    just curious… one of my debts is 11% interest 😟 how are you working that out when looking at totals? 
    Morning @shayal2, the percentage I work out is the amount you have paid off your target on this thread, so for you, your percentage paid off the target you set is 2.17%.

    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning

    Happy 1st March!  Here is the update for the end of February, totals on the first page of this thread will be updated with the payments made for February (a staggering £31626.18!!).  Wow what an amazing total everyone!  Keep up, lets get this debt paid off!

    Number Name  Target                            Payments                             %
    1 Shell16  £    2,666 £1,795.00 67.33
    2 Ahall3519  £        638  £             158.00 24.76
    3 Antomac  £    5,800  £             323.00 5.57
    4 Bekah89  £    4,000  £          1,118.81 27.97
    5 Doily94  £    7,077  £             252.18 3.56
    6 Outoftheviciouscircle  £  12,000  £          1,848.49 15.40
    7 Messydebt  £  23,302  £          1,867.12 8.01
    8 Gingerwarrior  £    2,208   0.00
    9 Lanky_larry  £    3,675  £          3,175.00 86.39
    10 SupersavingD  £    5,460  £             749.60 13.73
    11 She_always_has_a_plan  £    7,350  £             579.93 7.89
    12 Littlemissdetermined  £    4,713  £          2,263.00 48.02
    14 Pixie-fairydust  £    5,000   0.00
    15 LLM2018  £    5,000  £             437.80 8.76
    16 angelicious  £    3,780  £             153.31 4.06
    17 Blackberrycurved   £    6,000  £               90.00 1.50
    18 Stuartp2000  £    8,000  £          2,631.50 32.89
    19 Gettingmyshiztogether  £  10,676  £             801.85 7.51
    20 _Dolly_Rocker_  £  15,246  £          1,296.58 8.50
    21 bigbeff  £    6,089  £          1,412.01 23.19
    22 Buffythedebtslayer  £    4,222  £             572.00 13.55
    23 Jrcoal5  £    3,000  £          1,438.51 47.95
    24 Birdee  £    4,385  £          2,400.00 54.73
    25 Maeve444  £  14,258  £          2,214.90 15.53
    26 nomi01  £    5,000  £          1,761.54 35.23
    27 Randomone  £  10,457   0.00
    28 Welshspendthrift  £  11,200  £          1,527.30 13.64
    29 tryingtodobetter £1,975  £             240.00 12.15
    30 gill5blue £7,941  £          1,033.77 13.02
    31 jody51 £18,010  £          2,495.00 13.85
    32 cybertortoise £5,000  £             740.99 14.82
    33 Snoopys_Fiendish_Friend £8,124   0.00
    34 jingsmybucket  £    7,000   0.00
    35 Irishrose12 £4,500  £             320.00 7.11
    36 Honeysucklelou2 £4,300  £             555.00 12.91
    37 Deleted_User  £    2,565   0.00
    38 CMD79 £13,764   0.00
    39 The_long_and_winding_road £12,000  £          2,570.09 21.42
    40 Golden_Goose_The £5,478  £             405.00 7.39
    41 MissPennySave £12,000  £          2,043.67 17.03
    42 Keedie £6,000  £          1,270.74 21.18
    43 Living_my_best_life  £  10,377  £             314.77 3.03
    44 Cheesephetamine £6,998   0.00
    45 olaf2014  £        500  £               64.50 12.90
    46 MRMrsR £8,400  £          1,990.00 23.69
    47 Tara66 £4,348  £          1,343.50 30.90
    48 Ega £15,755   0.00
    49 Herewegoagainx100  £    5,750   0.00
    50 ZaSa1418  £  12,000  £          1,495.29 12.46
    51 MillieG90 £17,812  £          7,054.13 39.60
    52 Rochelle13 £15,000   0.00
    53 Rdpncp £3,000   0.00
    54 kmcld2 £4,786  £             150.00 3.13
    55 BSideBaby £4,800  £             140.20 2.92
    56 real_name_hidden £17,658  £             475.20 2.69
    57 shayal2  £  24,360  £             528.00 2.17

    Total Target set by Members - £451,403
    Total Paid off - £56097.28
    12.4%
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

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