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PAY ALL YOUR DEBT OFF BY XMAS 2023
Comments
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£100 payment to CT today so now I'm at:
#55 £140.20 / £4800
#55 DFBXMAS23 £1465.70 / £4800
CC#1 £877.00 CC#2 £1315.72
Savings: £153.003 -
Payday tomorrow- payments for this month will total £1250.#31- £2495/£180102
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Decided to pay a chunk off the credit card now rather than keeping holiday savings will save that instead the next 2 paydays so paid £400.63
total now #23 £1341.31/£3000Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund2 -
Sorry for my lack of updates, number 32 checking in.I have paid off so far:
£740.99 / £5000
2 -
#54 - £150 / £4786
Thank youMortgage Free Wannabe:June 2020: £43,025.945 year fixed rate: 1.84%Monthly payment: £190.91Mortgage free by: 30/06/25Mortgage term: 23 yearsMy mortgage free diary is here.Pay All Your Debt Off By Xmas 2023 - #54: £3132 / £4786.74 (65.44%)3 -
£175 paid to debt and another credit card cleared
PAYDBXMAS23 #26 £1761.54/£5000 paid
🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid4 -
Morning All, here is your Friday update and as ever the formatting is a little off!
Number Name Target Payments % 1 Shell16 £ 2,666 £1,720.00 64.52 2 Ahall3519 £ 638 £ 153.00 23.98 3 Antomac £ 5,800 £ 323.00 5.57 4 Bekah89 £ 4,000 £ 1,118.81 27.97 5 Doily94 £ 7,077 £ 252.18 3.56 6 Outoftheviciouscircle £ 12,000 £ 1,848.49 15.40 7 Messydebt £ 23,302 £ 1,867.12 8.01 8 Gingerwarrior £ 2,208 0.00 9 Lanky_larry £ 3,675 £ 3,175.00 86.39 10 SupersavingD £ 5,460 £ 461.00 8.44 11 She_always_has_a_plan £ 7,350 £ 579.93 7.89 12 Littlemissdetermined £ 4,713 £ 1,396.00 29.62 14 Pixie-fairydust £ 5,000 0.00 15 LLM2018 £ 5,000 £ 437.80 8.76 16 angelicious £ 3,780 £ 153.31 4.06 17 Blackberrycurved £ 6,000 £ 90.00 1.50 18 Stuartp2000 £ 8,000 £ 2,513.90 31.42 19 Gettingmyshiztogether £ 10,676 £ 801.85 7.51 20 _Dolly_Rocker_ £ 15,246 £ 1,296.58 8.50 21 bigbeff £ 6,089 £ 1,412.01 23.19 22 Buffythedebtslayer £ 4,222 £ 572.00 13.55 23 Jrcoal5 £ 3,000 £ 1,341.31 44.71 24 Birdee £ 4,385 £ 1,900.00 43.33 25 Maeve444 £ 14,258 0.00 26 nomi01 £ 5,000 £ 1,761.54 35.23 27 Randomone £ 10,457 0.00 28 Welshspendthrift £ 11,200 £ 1,527.30 13.64 29 tryingtodobetter £1,975 £ 240.00 12.15 30 gill5blue £7,941 £ 976.11 12.29 31 jody51 £18,010 £ 2,495.00 13.85 32 cybertortoise £5,000 £ 740.99 14.82 33 Snoopys_Fiendish_Friend £8,124 0.00 34 jingsmybucket £ 7,000 0.00 35 Irishrose12 £4,500 £ 320.00 7.11 36 Honeysucklelou2 £4,300 £ 555.00 12.91 37 Deleted_User £ 2,565 0.00 38 CMD79 £13,764 0.00 39 The_long_and_winding_road £12,000 £ 1,620.79 13.51 40 Golden_Goose_The £5,478 £ 405.00 7.39 41 MissPennySave £12,000 £ 1,793.67 14.95 42 Keedie £8,000 £ 843.31 10.54 43 Living_my_best_life £ 10,377 £ 301.67 2.91 44 Cheesephetamine £6,998 0.00 45 olaf2014 £ 500 £ 64.50 12.90 46 MRMrsR £8,400 £ 1,990.00 23.69 47 Tara66 £4,348 £ 1,343.50 30.90 48 Ega £15,755 0.00 49 Herewegoagainx100 £ 5,750 0.00 50 ZaSa1418 £ 12,000 £ 1,495.29 12.46 51 MillieG90 £17,812 £ 6,204.13 34.83 52 Rochelle13 £15,000 0.00 53 Rdpncp £3,000 0.00 54 kmcld2 £4,786 £ 150.00 3.13 55 BSideBaby £4,800 £ 140.20 2.92
Total Target set by Members - £411,385
Total Payments made - £48,381.29
11.8%
Well done to all!
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
5 -
Thanks for the update @shell16 everyone is doing fantastically well! I am eagerly awaiting pay day on Monday so I will add a post with an update then
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Thanks for running this @shell16, it's always so good to see the Friday totals 🤗. Really motivating.
Can I please be a real pain and change my target (again 🤦🏾♀️)? I've had a complete rethink of my finances, and a target of £6,000 instead of £8,000 would allow me to stretch myself but is more realistic.
If it can be changed, then my tally would be
#42 £843.41/£6,000 (21.18%)
I promise that's the last request! Thanks xDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
@Keedie, no problem at all, all changed for you, your total is 14% paid. This is your target so you need to be comfortable with it. I agree setting a target which is unrealistic can derail progress, it ultimately needs to be achievable but stretching as you say.
Shell x
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
1
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