PAY ALL YOUR DEBT OFF BY XMAS 2023

Keedie

Thanks @shell16! I think if I can achieve the goal I'll be really happy, but if not, at least I'll be close, and it's not so discouraging than if I'm chasing a target that I know I'll never reach. I feel more motivated now that it's more realistic 🤗.

I'm concentrating on savings and sinking funds this year so that I don't have to rely on any form of credit. 

messydebt

£775 paid today. £2387/23,302 10.2%

[Deleted User]

Hi @shell16 please may I join in? My aim is for the year is £17,658.12

In February, I have paid £475.20 so far 

#56 £475.20/£17658.12 2.69%

Next month I will be paying off my car with my savings so I will be a lot happier.

shell16

[Deleted User] said:

Hi @shell16 please may I join in? My aim is for the year is £17,658.12

In January, I have paid £475.20 so far 

Next month I will be paying a chunk of my debt. 

Hi @real_@"[Deleted User]"

Welcome and you are number 56.  Please add this to your signature as page 1 of this thread shows.  When updating your totals please remember to quote your member number and the amount paid off in total, I will then provide weekly updates.

Good luck to you!
Shell x

[Deleted User]

@shell16 thank you ☺️ 

shayal2

Hello all! Can I please join in?? I have never commented before so very new and not sure what I’m doing!! 🙃

Maeve444

Hello 

Just checking in

#25    £2214.90 / £14258  = 15.5%

Thank You

shell16

shayal2 said:

Hello all! Can I please join in?? I have never commented before so very new and not sure what I’m doing!! 🙃

Hi @shayal2 yes of course you can join.  I will need to know what your target for this year is so I can add you.  You are number 57.  Please read page 1 of this thread which will detail how to post your progress on here.  I will aim to update once a week with progress.

Thanks
Shell x

stuartp2000

#18 2631.50

Made a payment today that brings the end date of final loan to May 24. Need circa 160 a month to bring to end Dec 2023 that should be doable from new tax year as I get a revision on my code as currently overpaying for a prior year under payment.
if energy prices also continue downwards as forecast I should reduce that bill by 50 a month from June when that cap price is clearer.

Feeling positive albeit never get to far ahead as life knows how to bring you straight back down again.

shayal2

Thank you @shell16
#57 
Target is to pay all of my £24,360 debt by Christmas 🤢