Finally Debt Free in 2023

kayannie

Emzilla said:

kayannie said:

I've just found you again! Good luck with everything, my daughter has CF so I know what a struggle you must go through at times. She is in her 50's now & is an inspiration!
KA

Hi. Thank you - wow in her 50s!!! I think it takes a special kind of stubbornness and determination to survive with CF that long!! I know I definitely have that in me. 

Emz xx

Stubborn & determined? Yes, that sums up my daughter! Sounds as if you have the same attitude, well done x

KA

Emzilla

Morning - it was a fairly good sales day yesterday. OH’s Tesco CC currently stands at £117, with another £52 that has already hit my bank account to pay off, so we need another £65. I’m already at £25 worth of eBay sales and I withdrew £10 from Vinted last night, so £30 to go. Come on sales!!

In other news, I found out last night that if I can stay at my job until September 2024 (my 10 year anniversary), then I can keep my staff discount for 5 years after I leave. So I am going to try and stick it out and then leave at the beginning of October 2024 (a year later than planned). It means one more Christmas, but it seems silly to pass up on 5 years of discounts for the sake of another year. If they offer any voluntary redundancies in the meantime though, I would probably leave and grab the cash. 

Emz xx

jwil

Sounds like a plan, and you might be able to really get on top of things by then.

Emzilla

Evening

We paid of OH’s Tesco CC 😁. 

Update on the next debt too. We spoke to our friend and he said he’s fine and knows we’ll pay him back, but he’d rather we pay back some debts that are costing us loads in interest. He’s a really good friend. 

So I’m going to tackle my Aqua CC, which is HUGE - £4,495.30 😩. We’ll pick one of OH’s debts to pay off too. 

Need to get back on top of my 10 eBay listings a day as it’s slipped recently. So I’m going to set myself a challenge. 100 days = 1,000 listings and get my Aqua CC clear in that time. Runs from 25th January to 4th May. 

Emz xx

dawnybabes

Fingers crossed for lots of sales 

beanielou

Going well then  xx

Emzilla

Day 1/100

Ebay Listings - 10
Vinted Listings - 5

Aqua CC - £4,490.30

A good day of sales, just under £200. I need to work out what we’ve got coming out before next Friday (OH’s payday) to see what I can pay off my card. I withdrew £5 from Vinted today, so that’s today’s payment. 

Emz xx

jwil

Well done on clearing a card!  Good luck with the challenge

Sarahwithlove

Well done on clearing tesco debt and its good news about the friend not needing it back quickly. Have you looked to see if you would be eligible for any balance transfers? If not hopefully as you clear more you might get offers. I would keep tesco open as they may send a balance transfer offer as well. They did for me not long after i cleared it. 

Emzilla

Sarahwithlove said:

Well done on clearing tesco debt and its good news about the friend not needing it back quickly. Have you looked to see if you would be eligible for any balance transfers? If not hopefully as you clear more you might get offers. I would keep tesco open as they may send a balance transfer offer as well. They did for me not long after i cleared it. 

Thank you. I did have a quick look for a balance transfer card the other day, but my credit rating is quite poor, so I just need to clear the debts the hard way at the moment 

Emz xx