Finally Debt Free in 2023

jwil

Glad OH is ok.  Well done on the listings and sales.

Emzilla

Thanks Jwil 😊

Busy week this week. Want to get loads sorted!! My car’s in the garage for the week getting some repairs, so I’ve got a courtesy car. 

Today’s plan:

Pack weekend sales (17)
Got a couple of pick ups to make
List 10 items on ebay
List 5 on Vinted 
Start sorting stock room with whatever time I have left

I paid £100 off PayPal credit and £100 off OH’s Tesco card this morning. Feels good to get started with that. Am aiming to make a daily payment to both this week. 

Better get cracking

Emz xx

jwil

That’s a great result! Enjoy your time off 😊

beanielou

Love love love  xx

Emzilla

Morning everyone 

Sorry I’ve not posted for a few days. It’s been a slower week in terms of sales. I’m up to around £700 profit for the month so far. £300 of that has been paid off PayPal and Tesco CC, but I am going to struggle to make payments at the moment. 

Basically our outgoings are just far too high and that means my profits are having to go into my account to fund normal monthly payments. It’s not just stuff that we can cut back on either (although we are going to switch our broadband and cut Sky right down tonight), it’s mainly debt repayments. 

So we’re going to have a massive sort out of our stuff and try to sell a load to get some debts cleared and ease the pressure on our monthly repayments. There’s just not much room for extra payments at the moment, but until we get some debts cleared, our monthly repayments won’t come down. Catch 22. 

Going to be a busy weekend getting stuff listed. I want a £500 weekend (Fri-Mon). 

Emz xx

beanielou

Best of Scottish Emz  xx

dawnybabes

Fingers crossed for lots of sales 

kayannie

I've just found you again! Good luck with everything, my daughter has CF so I know what a struggle you must go through at times. She is in her 50's now & is an inspiration!
KA

Emzilla

kayannie said:

I've just found you again! Good luck with everything, my daughter has CF so I know what a struggle you must go through at times. She is in her 50's now & is an inspiration!
KA

Hi. Thank you - wow in her 50s!!! I think it takes a special kind of stubbornness and determination to survive with CF that long!! I know I definitely have that in me. 

Emz xx

Emzilla

Sorry I’ve not posted for a week. I have still been plugging away. My PayPal Credit has been cleared and there’s just under £200 left on OH’s Tesco CC. I’m hoping with a good weekend, we can get that cleared on Monday (£84.88 yesterday is a good start). 

After that, our next debt is our friend who we owe £1,600 to. He’s not asking for it back in any hurry, but he’s just been made redundant, so we need to pay it back. I’m aiming to get that cleared by the end of February. 

I wasn’t well on Thursday (vertigo that I get every so often), so didn’t go to work. I went back yesterday and am in tonight. Still don’t feel 100%, but this has made me more determined than ever to get our debts down enough to quit work. I definitely want to be out of there by October. 

Emz xx